Quote:
Originally Posted by jrocslider
i dont think thats how it works. if you didnt have insurance at the time of the accident than the other people are going to use that against you so they get away lookin like the good people. when i was t boned a couple of months ago i called my sister up at state farm where she works who insured me and i tried switchin to full coverage instead of liability and she told me that it was already reported and if i didnt have it at the time of the accident it still wouldnt be honored. idk how it works in cali but i'm thinkin it'll most likely be the same. no insurance at the time of the accident and ur most likely out of luck.
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If you got tboned and it wasnt your fault than your car will be fixed either way. Full coverage is only useful if you hit someone.