checking with chase . checking is ok...not so bad. nothing bad worth noting, their savings is terrible for me anyway. only bad thing that happened to me with chase is that i withdrew from my savings 4 times in one month and they charged me a withdrawl fee (curse them!).
savings with hsbcdirect. online savings account gets me a good percent. plus they have interest on the checking accounts also. i would recommend taking a look at
Online Savings, Online Payment and Online CD Accounts, HSBC Direct, not sure about their policy when it comes to overdrafts and such though. never happened to me yet...