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wrong. if you have documentation (proof) of everything you've had on the car and how much it costs and none of it is salvagable (like if it gets stolen) then you're entitled to compensation for your loss. its just like someone stealing 2 grand in stereo stuff... full coverage covers it. now, you can let the insurance company know about this stuff before hand but your rates will go up along with your peace of mind.
i just know there has to be programs for fully covered, older, low risk cars that aren't driven hardly at all thus don't have the rates of say a brand new corvette.
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