That's the way I did it... Except I used the Circuit Sports kit. A couple others I know used the S5 kit. I haven't actually heard of the XAT kit until now, but it;'s prolly the same stuff as the rest and won't leave you disappointed. The CS kit is cool, but it only came with the front bearings, which set me back another couple hundred, but it hhas the longer lug studs for more spacer options. Ebay actually has a great selection of plug-n-play 5 lug kits for S13's.
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