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get 3 quotes from different reputable shops(preferably the most expensive ones...) for ur car to be fixed.
as in everything that got messed up.
ofcourse u would have to ask her to tell her dad that u will need towing to get ur car some quotes...
then show them the quotes u got then tell ask them if they still want to pay cash or have their insurance take care of it...
goodluck man!
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