No way, dude!!! That sucks fat donkey ballz!!! <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/unhappy.gif" border="0" valign="absmiddle" alt=':unhappy:'> <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/cry.gif" border="0" valign="absmiddle" alt='

'>
Insurance is a bitch, ain't it? You get raped paying for it, so you carry less, but then when you need it, they don't pay for shit. Fockers.
About rain traction...it's ALL about tires. You need good ones. I imagine yours are quite bald with all those burnout pics I see <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/laugh.gif" border="0" valign="absmiddle" alt=':laugh:'> Get some new shit and you should be fine.
I'm sorry this had to happen, Jed...but at least you're looking at it from the bright side.
Eric