I never carry cash on me because with cash, im tempted to buy dumb shit or blow my cash... So i use my debt card.
Maybe if i just go to my bank and do withdrawals, I can avoid extra card charges... but that equals more time waiting in lines at gas stations, and possibility of loose change, which would affect my overal budget since i suck at keeping loose change and drop em in my car or loose em... etc * who the hell keeps track of their pennies and nickels?.. besides old people*
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