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so, essentially this thread is useless. your saying there are so many variables that each situation is unique and must be dealt with individually. thus making any question answerable with : "every insurance company is different, blah blah blah" what im saying is generally correcty, no? wouldnt it been easier to say " never ask questions about insurance." and then expalin why. and instead of replying with the same answer to every question, you could give the info upfront and save everyone time, including yourself. thx and have a great day
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