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Quote </td></tr><tr><td id="QUOTE">Quote: from HippoSleek on 3:26 pm on Feb. 1, 2002
Another factor in the ins game is theft rate and damage repair costs. I can say that a broken window and cheapo stereo theft was about $1800 for my s14. Glass and plastic were $$$$. I know that the s14 got a horrible insurance review b/c of the front end damage it sustains in a low speed impact (those sh!tty plastic lights are like $250 each!). Can't speak to who would steal one though - an Integra it ain't (now THAT's an expensive car to insure).
Two other things - drivers (entry-level drivers w/ a RWD car that likes to spin = money). And why do you guys have such high insurance packages? Do you really have that much money? I always wonder about this b/c I have friends w/ 100/300 or 300/500 who make like $35K/yr. In law, that's called judgment proof (i.e., can only make a poor man so much poorer). If you don't make or have enough to lose, my advice is lower your coverage and make the other guy take it out of his under insurance policy. I never had better than minimal coverage until I was employed at a nice salary.
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I make around 50k/yr but in Sacramento (and likely all across the country) people are sue happy. People will sue your ass for looking at them crooked. I keep high coverages because if I cause an accident I want to make sure that I'm covered as far as liability goes and that the other party is covered too. I mean, if I do something stupid and hurt somebody I don't want them to have any troubles more than their injuries. Plus, if they sue and it's less than my limits, I'm covered, but if I had like 25k limit and they sued for 30k, guess where that other 5k comes from <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/smile.gif" border="0" valign="absmiddle" alt=':)'>
Tofu: Actually, there are two engine options on the NSX for 98 and I believe the engine you get is based on your choice of transmission. I can't remember if the engine combo is 3.0/3.2 or 3.2/3.5. After reading the insweb page I came over here and could have jumbled some info in the process. Either, way, same deal on the insurance. Even if I had the smaller motor I still would've expected the insurance to be higher <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/smile.gif" border="0" valign="absmiddle" alt=':)'>