....TOKYO EXTREME RACER 3!!
Reputation is based on how fast your car(s) are and how many people you beat in a race, not some decal to decal or vinyl to vinyl battle. Customization may not be as wide a "selection" but it does make sure its not to "ricey". If you want you can even make your light bulb hyper white or change your tailight to "smoke" color. Much, much improvement since Zero. And for the price, I bought it for $19 at bestbuy, you can't beat that. Oh, you can even use Nos in the game, engine swap, race more then 1 comp racer at a time, just to name a few.
http://www.cravegames.com/games/ps2/txr3/
use
www.altavista.com and Babel fish translator then paste this html
http://www.genki.co.jp/games/sb01/index.html
too bad they wont release the ONLINE version of Tokyo Extreme racer in the states....