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a 0 offset would stick out further from the car, so you'd need to pull the fender out to match it, as well as roll the fender lip flat so it doesnt slice your tire. the 12 would still stick out some, but you wouldnt need to pull it as far. google "offset calculator" and you can put in wheel specs and it'll tell you how much farther in/out a wheel will sit, and you can get an idea how much you might need to pull the metal
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