|
Im sure its already been said but im not going to read all those posts.
The parts you want insured have to be documented because that will raise you premium. You cant expect them charge you the same rate for a $3K car and a $3K car with $2K wheels on it for example.
You shouldve had the car looked at beforehand and got a value with all the mods you wanted covered.
I have Allstate and ive totaled a modded car before, if you have any of the stock parts left, talk to the insurance company and see if you can go swap out whatever you can at the bodyshop.
Or buy the car back for cheap then fix it or part it out.
|