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So you can't pay for the car, but you can afford to take on a relatively expensive swap into a 240 and get under 200whp. Honestly I wouldn't even worry about asking for advice on swapping a 240. I'd just ask for financial advice on how to get out of the car payment issue you're in. No need to ruin an IS300, a potential 240sx, and your credit. Go talk to the loan company and just tell them you can't pay for it and see what alternative paths they can provide so that both sides don't waste time and money. Financial institutions love to settle on shit. Just give the car back, try to walk away financially clean and start over with a better financial decision on transportation. In short be a responsible adult, be smart, make good choices in life, keep a job, work hard at it, and live within your means.
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