You can get quite a bit for your money in my area, Southern Indiana. I like it. You have the country and 30 miles away you have the city. Here's an example of a house I'd like to buy. Maybe in a few years if I can get a down payment saved?!?!
http://www.zillow.com/homedetails/22...85301099_zpid/
Is 20% the normal down payment? I'd like 0-5% and just pay a higher mortgage. I've rented for close to 8 years. I am 27 years old. Traveled/lived in other states, ready to make someplace home, and this is where I grew up and my family is located.