Quote:
Originally Posted by Corbic
Get a better insurance company.
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That's not any one specific company. Texas law says companies can raise your rate if you have an at fault claim over $1,000. Some companies aren't as bad about the small differences as others, but for the most part you file a claim for $1,000 your rate goes up. Reason being, someone who is willing to file such a small claim will most likely file small claims more frequently. Insurance companies don't want to deal with the small stuff that you should be able to take care of on your own (hence deductibles).