Thanks for all the replies....
Well as for signs
1. I had the notorious "clanking" from the timing chain - took off the upper guide... but I still hear some faint noise... time for a new timing chain?
2. It might be me but I notice that my coolant reserve tank is always low... (it may also have something to do with the crack in the tank on the top

)
3. Just a bad feeling.... I just like to be precautionary... and since we're expecting a kid in April, I don't want to worry about this engine...
So - I guess at 130K, my KA's just getting broken in huh..?