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me, I got a college card when I was 18, the first month I put a clutch and other shit on it, realized how easy it is to get in debt, good thing 1000 is my limit, but its down im putting about 200 a month on it, and payin 300, so yah dont get in debt, its stupid, use it for online purchases (small ones) gas, and those late night trips to white castle.
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