View Single Post
Old 03-14-2005, 09:26 AM   #6
chrispy
Zilvia Member
 
chrispy's Avatar
 
Join Date: May 2003
Location: San Jose, CA
Posts: 194
Trader Rating: (0)
chrispy is on a distinguished road
I started off with a student card from my bank.

Initially, if you do not have any credit history, expect to have a low credit limit and a high apr. Only buy what you can afford and remember to always pay on time! Once you've established a good history with the credit company, you can call for a credit limit increase and to renegotiate your apr.
chrispy is offline   Reply With Quote