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**Phlip** · 08-26-2021, 10:59 AM

I closed on this house in 2009 on an FHA loan at 93.9k

Three people who I KNOW see this thread have been inside of the house.

With aggressive overpayment, I owe about 57k right now. I listed it ?coming soon? on July 30 for 117k. The following Tuesday, I had an offer for 130k.
Note: my morning run COULD take me all the way downtown of the third largest city in my state and 68th in the nation if not for the fact that the last half mile would be lined with crackheads and street walkers (note: I grew up in THAT neighborhood).
I accepted the 130.

Given that I moved into this house single while making a whole $20k LESS a year than I do now ? and my current wife makes more than me ? the $70k we?re about to clear will put us in position for something bigger and better?

BUT

The fact that we are two weeks from getting 130k for a house that had dipped to 75 JUST three year ago suggests a level of motherfucking insanity in the market right now. Like to the point where we will be able to easily afford whatever we move into, but can?t promise that this rally in the value will hold.
On top of that, NOTHING lasts more than a week in this damned market.

What I CAN say, though, is that the longer this shit drags out the better my credit score coming into it is.

08-26-2021, 10:59 AM	#632
Phlip Yes, I look like that Join Date: Mar 2002 Location: In my supervillain's lair Posts: 27,976 Trader Rating: (19)	I closed on this house in 2009 on an FHA loan at 93.9k Three people who I KNOW see this thread have been inside of the house. With aggressive overpayment, I owe about 57k right now. I listed it ?coming soon? on July 30 for 117k. The following Tuesday, I had an offer for 130k. Note: my morning run COULD take me all the way downtown of the third largest city in my state and 68th in the nation if not for the fact that the last half mile would be lined with crackheads and street walkers (note: I grew up in THAT neighborhood). I accepted the 130. Given that I moved into this house single while making a whole $20k LESS a year than I do now ? and my current wife makes more than me ? the $70k we?re about to clear will put us in position for something bigger and better? BUT The fact that we are two weeks from getting 130k for a house that had dipped to 75 JUST three year ago suggests a level of motherfucking insanity in the market right now. Like to the point where we will be able to easily afford whatever we move into, but can?t promise that this rally in the value will hold. On top of that, NOTHING lasts more than a week in this damned market. What I CAN say, though, is that the longer this shit drags out the better my credit score coming into it is. __________________ Weirdo And I write too!