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Welcome to the reality of 240 ownership. A scratch on your fender will salvage it. You only have two options:
1: Don't go through insurance. Pay out of pocket and hopefully the person who hit you will be willing to re-inburse your expense. This is not likely as that's what insurance is for and the person who hit you probably won't be willing to pay out of pocket for something their insurance will cover.
2: Let the insurance company salvage it. You can buy the car back off them for waaaayyyyyyyy less than their declared value. Use the leftover money to repair the damage and deal with having a salvage title.
This is how insurance works, you have no other options. The insurance company is not going to change their mind on what the car is worth regardless of what you say...
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