pics=bad idea?? - Zilvia.net Forums | Nissan 240SX (Silvia) and Z (Fairlady) Car Forum

eastcoastS14 · 02-25-2007, 07:17 AM

i have to get pictures taken of my car for my insurance....didnt do it when i first got it on the road now i have to so that i can get my full coverage reinstated...question is should i pop the hood and tell them to take pics of the engine too so they have it on record that i have an sr and all that good stuff in case my car gets jacked? or could i somehow get screwed by that (having a record of an illegal engine set up)?...also say my car did get stolen would they cover the cost of an SR and such or is that just wishful thinking

nassin31spr · 02-25-2007, 07:24 AM

I don't know about your state. But in NC you have to have receipts for all the car parts and fill out a separate insurance form and they will cover all aftermarket car parts. Just ask your insurance agent.

eastcoastS14 · 02-25-2007, 07:40 AM

yeah ill have to check MA insurance is different then almost every other state i think so ill have to check that out

chibo · 02-25-2007, 05:19 PM

Call your insurance agent now, don't bother asking about this on the forums. Every company/state is different. I know for my company/state I had to do an agreed value insurance policy as well as show receipts ahead of time and have everything documented.

ripnbst · 02-25-2007, 05:46 PM

Pictures cant do anything but help, but they probably wont give you shit unless you have reciepts.

CKAMC · 02-25-2007, 06:15 PM

Yeah they want to look at dollar amounts for the most part

R33GTS-T · 02-25-2007, 06:36 PM

if the insurance company knows that you have suspension and brake modifications (other than OE equivalent replacement parts) or an engine swap they'll drop you before you can say "hi risk".....which is what you will be considered by other carriers

this is how it is in pa, and i would imagine its probably not far off in other states, considering insurance companies are nationwide

as for full coverage, depending on the year of your car it might be completely pointless to have full coverage, might be better to just have comprehensive and not collision (bring your rates down too)

- Daniel

s Trust x · 02-25-2007, 06:50 PM

the pictures you need taken are an "insurance inspection" your hood does not get opened up, they dont look at anything in the car really.. they take pics of your vin tags and the exterior of the vehicle.. to have your parts that have been installed insured you need to provide receipts to your insurance company...two seperate things... i live in MA no big deal takes a few mins

02-25-2007, 07:17 AM	#1
eastcoastS14 Post Whore! Join Date: Oct 2006 Location: the land of snow potholes and no tracks Posts: 3,984 Trader Rating: (1) Feedback Score: 1 reviews	pics=bad idea?? i have to get pictures taken of my car for my insurance....didnt do it when i first got it on the road now i have to so that i can get my full coverage reinstated...question is should i pop the hood and tell them to take pics of the engine too so they have it on record that i have an sr and all that good stuff in case my car gets jacked? or could i somehow get screwed by that (having a record of an illegal engine set up)?...also say my car did get stolen would they cover the cost of an SR and such or is that just wishful thinking

02-25-2007, 05:19 PM	#4
chibo Zilvia FREAK! Join Date: Sep 2005 Location: Tempe and Scottsdale, Arizona Age: 37 Posts: 1,425 Trader Rating: (0) Feedback Score: 0 reviews	Call your insurance agent now, don't bother asking about this on the forums. Every company/state is different. I know for my company/state I had to do an agreed value insurance policy as well as show receipts ahead of time and have everything documented. __________________ 1989 S13 \| 1996 S14 \| 2001 E46 \| 2009 ZX6R

02-25-2007, 06:15 PM	#6
CKAMC Post Whore! Join Date: Mar 2004 Location: Desert Age: 38 Posts: 4,804 Trader Rating: (0) Feedback Score: 0 reviews	Yeah they want to look at dollar amounts for the most part __________________

02-25-2007, 06:36 PM	#7
R33GTS-T Zilvia Junkie Join Date: Apr 2005 Location: Here and There Age: 42 Posts: 313 Trader Rating: (0) Feedback Score: 0 reviews	if the insurance company knows that you have suspension and brake modifications (other than OE equivalent replacement parts) or an engine swap they'll drop you before you can say "hi risk".....which is what you will be considered by other carriers this is how it is in pa, and i would imagine its probably not far off in other states, considering insurance companies are nationwide as for full coverage, depending on the year of your car it might be completely pointless to have full coverage, might be better to just have comprehensive and not collision (bring your rates down too) - Daniel __________________ does your wife drive a wide-bodied sr-powered coupe???

02-25-2007, 06:50 PM	#8
s Trust x Join Date: Nov 2005 Location: massachusetts Posts: 3 Trader Rating: (0) Feedback Score: 0 reviews	the pictures you need taken are an "insurance inspection" your hood does not get opened up, they dont look at anything in the car really.. they take pics of your vin tags and the exterior of the vehicle.. to have your parts that have been installed insured you need to provide receipts to your insurance company...two seperate things... i live in MA no big deal takes a few mins __________________ shift_lock..fire..full throttle..tire smoke..slayer out the window..call it a day

02-25-2007, 07:24 AM	#2
nassin31spr Zilvia Junkie Join Date: Jan 2007 Location: clay town NC Age: 45 Posts: 437 Trader Rating: (7) Feedback Score: 7 reviews	I don't know about your state. But in NC you have to have receipts for all the car parts and fill out a separate insurance form and they will cover all aftermarket car parts. Just ask your insurance agent.

02-25-2007, 07:40 AM	#3
eastcoastS14 Post Whore! Join Date: Oct 2006 Location: the land of snow potholes and no tracks Posts: 3,984 Trader Rating: (1) Feedback Score: 1 reviews	yeah ill have to check MA insurance is different then almost every other state i think so ill have to check that out

02-25-2007, 05:46 PM	#5
ripnbst Zilvia Addict Join Date: Jan 2007 Location: Tulsa, OK Age: 38 Posts: 814 Trader Rating: (0) Feedback Score: 0 reviews	Pictures cant do anything but help, but they probably wont give you shit unless you have reciepts.