loan help needed - Zilvia.net Forums | Nissan 240SX (Silvia) and Z (Fairlady) Car Forum

worr20 · 11-12-2012, 12:10 PM

So Im trying to pick up a jdm s13 im approved past the amount needed to get the car but... the loan company cant find the value of it and in turn wont give me a loan. Is there anything I can do to show the value of a jdm s13?

bc. · 11-12-2012, 01:07 PM

Find some listed for sale, convert to US money, add drift tax, JDM tax and import cost. Boom. Done.

worr20 · 11-12-2012, 01:16 PM

Quote:

Originally Posted by bc.

Find some listed for sale, convert to US money, add drift tax, JDM tax and import cost. Boom. Done.

Awesome thanks!

worr20 · 11-12-2012, 01:45 PM

well no go. they want nada or comparable pricing. guess Im s.o.l.

bc. · 11-12-2012, 02:02 PM

What you really need to be asking is this: Why the F would you take out a loan for a 180sx? Shit, any 240sx for that matter.

brandonp33 · 11-12-2012, 02:25 PM

Quote:

Originally Posted by bc.

What you really need to be asking is this: Why the F would you take out a loan for a 180sx? Shit, any 240sx for that matter.

Cause a 180sx inported from japan are not cheap

Corbic · 11-12-2012, 02:28 PM

Considering the car is not street legal and will not be insurable via normal means - you will not be able to get a loan...

I'm surprised any bank will even entertain this lunacy.

bc. · 11-12-2012, 02:30 PM

Quote:

Originally Posted by brandonp33

Cause a 180sx inported from japan are not cheap

Quote:

Originally Posted by Corbic

Considering the car is not street legal and will not be insurable via normal means - you will not be able to get a loan...

I'm surprised any bank will even entertain this lunacy.

^this is more of what I was getting at. The whole idea is foolish.

xoxide · 11-12-2012, 03:11 PM

You live in CA.. and you want to import a JDM S13, to drive daily I assume? You must not realize how many hoops you'll have to jump through to even get a grey area-legal car. Find yourself a clean US S13, and spend a quarter of the cost (no loan needed)... Getting a loan on a 20+ year old car, that isnt a classic/anything that will appreciate in value is fucking stupid, especially at 20 years old.

Bobafreak · 11-12-2012, 05:57 PM

Co sign^. Best bet would be to get a reliable dd with no problem and then build your "drift dream".

*fliprayzin240sx* · 11-12-2012, 07:44 PM

Quote:

Originally Posted by brandonp33

Cause a 180sx inported from japan are not cheap

Its not cheap cuz you got idiots like you who'd pay 5x they're worth in real life.

worr20 · 11-13-2012, 06:00 AM

Quote:

Originally Posted by Corbic

Considering the car is not street legal and will not be insurable via normal means - you will not be able to get a loan...

I'm surprised any bank will even entertain this lunacy.

funny, cause the car is insured and titled with original vin......

yokotas13 · 11-13-2012, 06:21 AM

Still illegal

worr20 · 11-13-2012, 06:45 AM

alright thanks guys for the insight.

bc. · 11-13-2012, 07:31 AM

Just be careful man, this kinda shit can really fuck you. You might be ok, being in the midwest and all, but it is still a grey area deal.

It's still not something I would recommend taking a loan out for, especially on such an old car.

Quote:

Originally Posted by worr20

alright thanks guys for the insight.

No problem, thanks for actually listening

EDT007 · 11-13-2012, 09:11 AM

Umm..just get a "personal loan". Interest might be higher but hey you want to be JDM tyte yo. Get a co-signer if need be. Done. You can worry about the legality issues once you have it here.

worr20 · 11-13-2012, 11:01 AM

It's already here

Corbic · 11-13-2012, 11:24 AM

Quote:

Originally Posted by worr20

It's already here

Well post some pictures then...

kikcaffine · 11-13-2012, 02:42 PM

Quote:

Originally Posted by EDT007

Umm..just get a "personal loan". Interest might be higher but hey you want to be JDM tyte yo. Get a co-signer if need be. Done. You can worry about the legality issues once you have it here.

Thats what happened when I sold my 180..... Personal loan they give a shit less what your doing with it. As long as you have decent credit they will float you money. That being said your a fucking idiot for doing it. The novelty of driving around a car thats worth a total of about 800$ if its wrecked/stolen goes away quickly.

11-12-2012, 12:10 PM	#1
worr20 Zilvia Member Join Date: Jan 2007 Location: Hawaii/W.V. Posts: 153 Trader Rating: (1) Feedback Score: 1 reviews	loan help needed So Im trying to pick up a jdm s13 im approved past the amount needed to get the car but... the loan company cant find the value of it and in turn wont give me a loan. Is there anything I can do to show the value of a jdm s13?

11-12-2012, 01:07 PM	#2
bc. Zilvia Addict Join Date: Aug 2010 Location: St. Louis Posts: 868 Trader Rating: (0) Feedback Score: 0 reviews	Find some listed for sale, convert to US money, add drift tax, JDM tax and import cost. Boom. Done. __________________ * S14SR22 * 9.0 c/r * GT3071R *

11-12-2012, 02:02 PM	#5
bc. Zilvia Addict Join Date: Aug 2010 Location: St. Louis Posts: 868 Trader Rating: (0) Feedback Score: 0 reviews	What you really need to be asking is this: Why the F would you take out a loan for a 180sx? Shit, any 240sx for that matter. __________________ * S14SR22 * 9.0 c/r * GT3071R *

11-12-2012, 05:57 PM	#10
Bobafreak Nissanaholic! Join Date: Jul 2007 Location: 909 Posts: 2,207 Trader Rating: (17) Feedback Score: 17 reviews	Co sign^. Best bet would be to get a reliable dd with no problem and then build your "drift dream". __________________ *VIOLENT RUNNING TRIBE* "Love is god, hatin is satin!"

11-13-2012, 06:21 AM	#13
yokotas13 Post Whore! Join Date: Apr 2006 Location: Milford, CT Age: 40 Posts: 10,519 Trader Rating: (8) Rides Gallery: yokotas13 Feedback Score: 8 reviews	Still illegal __________________ 2015 Subaru Outback Overlander - Wagonofdoom

11-12-2012, 01:45 PM	#4
worr20 Zilvia Member Join Date: Jan 2007 Location: Hawaii/W.V. Posts: 153 Trader Rating: (1) Feedback Score: 1 reviews	well no go. they want nada or comparable pricing. guess Im s.o.l.

11-12-2012, 02:28 PM	#7
Corbic Post Whore! Join Date: Jul 2005 Location: US Age: 41 Posts: 8,226 Trader Rating: (8) Feedback Score: 8 reviews	Considering the car is not street legal and will not be insurable via normal means - you will not be able to get a loan... I'm surprised any bank will even entertain this lunacy.

11-12-2012, 03:11 PM	#9
xoxide Post Whore! Join Date: May 2010 Location: Jacksonville Posts: 2,807 Trader Rating: (21) Feedback Score: 21 reviews	You live in CA.. and you want to import a JDM S13, to drive daily I assume? You must not realize how many hoops you'll have to jump through to even get a grey area-legal car. Find yourself a clean US S13, and spend a quarter of the cost (no loan needed)... Getting a loan on a 20+ year old car, that isnt a classic/anything that will appreciate in value is fucking stupid, especially at 20 years old.

11-13-2012, 06:45 AM	#14
worr20 Zilvia Member Join Date: Jan 2007 Location: Hawaii/W.V. Posts: 153 Trader Rating: (1) Feedback Score: 1 reviews	alright thanks guys for the insight.

11-13-2012, 09:11 AM	#16
EDT007 Zilvia Addict Join Date: Feb 2008 Location: NJ Age: 43 Posts: 617 Trader Rating: (8) Feedback Score: 8 reviews	Umm..just get a "personal loan". Interest might be higher but hey you want to be JDM tyte yo. Get a co-signer if need be. Done. You can worry about the legality issues once you have it here.

11-13-2012, 11:01 AM	#17
worr20 Zilvia Member Join Date: Jan 2007 Location: Hawaii/W.V. Posts: 153 Trader Rating: (1) Feedback Score: 1 reviews	It's already here