What insurance do you have?

[RB180sxChris]

pretty soon im gonna be taking my s14 onto the streets...Im shopping for insurance and im wondering what everyone is paying...opinions on insurance companys that are awesome and who to stay AWAY from lol!

[herbieS13]

I pay 100 a year with usaa

[dreamin240sx]

i pay 54 a month for state farm sucka

[herbieS13]

Congrats you pay 6 times more than I do 100 a YEAR

[statickx991]

i pay 92 every month for minimum. im 23 and have a coulpe carless drivings and some blowing a light and the biggie. DUI that i totaled my m3 in so mine is high

[herbieS13]

DUIs hurt insurance rates so bad lol

[Phate]

I pay 55 a month through Geico for my car and renters insurance.

I got in a accident in 2008, totaled my car out, and my rates didnt go up. I dont have any tickets or dui's or any of that nonsense.

[RB180sxChris]

holy shit these are cheap prices hope mine will be under 100 a month!

[statickx991]

my bad i have progressive. try that snapshop thing now that takes a snapshot of your driving habits and u can get a better deal also. sheeot i should get a discount for just saying that

[Cloud9]

progressive, its like $25 a month for basic w/ glass coverage.

EDIT: prior to turning 25 i paid over $100 lol

[zombiewolf513]

How do you pay $100 a year? That's hard to believe. Either you're skating out by telling them you only drive 5 miles a year, or your parents pay for it and you give them $100.

I pay $56 a month, full coverage on my S13, USAA. Perfect record and my parents and g-parents have had USAA so I get a little discount for that, and a military discount.

They have the best costumer service of any company, insurance or otherwise, I've ever dealt with. I recommend their insurance and banking.

*Edit* Insurance is in NC

[Broadfield]

Originally Posted by zombiewolf513

How do you pay $100 a year? That's hard to believe. Either you're skating out by telling them you only drive 5 miles a year, or your parents pay for it and you give them $100.

I pay $56 a month, full coverage on my S13, USAA. Perfect record and my parents and g-parents have had USAA so I get a little discount for that, and a military discount.

They have the best costumer service of any company, insurance or otherwise, I've ever dealt with. I recommend their insurance and banking.

*Edit* Insurance is in NC

You can't just ask someone what they pay for insurance.... it's like calling up the Chevrolet dealer and asking how much a Chevy cost!!?!!

If you want to make comparisons, we need to know:

Age
Vehicle
Liability only or full coverage
How much liability is covered
What is the deductible
Male or female
Single or married
Rough idea of driving history and even credit score
Any multi-car discounts, student discounts, security discounts etc.
Location
Insurance Company

[zombiewolf513]

Originally Posted by Broadfield

You can't just ask someone what they pay for insurance.... it's like calling up the Chevrolet dealer and asking how much a Chevy cost!!?!!

Not quite sure why you quoted me.



I'm still interested in knowing how someone can manage paying $8.35 a month for even liability insurance.

Also, driving any distance on public streets without insurance is, well... retarded. Don't do that.

[Broadfield]

Originally Posted by zombiewolf513

Not quite sure why you quoted me.

Because you couldn't believe he only pays $100/year. You have no idea what his coverage is or any of the other factors I listed. So I was simply stating you cannot compare what he pays to what you pay without knowing a dozen different facts.

For what it's worth I pay $177/month total for the following through State Farm:

• My 1992 Nissan 240sx w/full replacement coverage... even on my $50k worth of crap on the car. $100 deductible
• My 2004 Acura TL A-Spec Full coverage with a $100 deductible
• My wife's 2011 CRV 4WD EX-L Full coverage with a $100 deductible
• Home coverage $400,000 worth with a $500 deductible
• My wife's wedding ring $10,000 coverage

No accidents, no tickets, married, 37 years old

[zombiewolf513]

Originally Posted by Broadfield

Because you couldn't believe he only pays $100/year. You have no idea what his coverage is or any of the other factors I listed. So I was simply stating you cannot compare what he pays to what you pay without knowing a dozen different facts.

Agreed, that's why I was asking how he pays so little.

Originally Posted by Broadfield

For what it's worth I pay $177/month total for the following through State Farm:

• My 1992 Nissan 240sx w/full replacement coverage... even on my $50k worth of crap on the car. $100 deductible
• My 2004 Acura TL A-Spec Full coverage with a $100 deductible
• My wife's 2011 CRV 4WD EX-L Full coverage with a $100 deductible
• Home coverage $400,000 worth with a $500 deductible
• My wife's wedding ring $10,000 coverage

No accidents, no tickets, married, 37 years old

Nice!

[One_love_silvia]

Originally Posted by Broadfield

No accidents, no tickets, married, 37 years old

ur my hero.
idt ive ever even heard of someone ur age with no tickets or accidents. then again, besides myself, i dont really know many people MY age with no accidents or tickets haha.

but wow. i plan on keepin my record clean like that. i dont understand how people get into accidents or get tickets.

drive smart, and drive well.
if someone else hits u, then im not sure that counts as an accident on ur insurance unless ur somehow at fault. which brings us back to driving well lol.

[blingbling]

Originally Posted by zombiewolf513

How do you pay $100 a year? That's hard to believe. Either you're skating out by telling them you only drive 5 miles a year, or your parents pay for it and you give them $100.

I pay $56 a month, full coverage on my S13, USAA. Perfect record and my parents and g-parents have had USAA so I get a little discount for that, and a military discount.

They have the best costumer service of any company, insurance or otherwise, I've ever dealt with. I recommend their insurance and banking.

*Edit* Insurance is in NC

Same here,

[Sneaky Sims]

$100 a year? Prove it.

$71 a month on my s14 full coverage. No tickets etc, cheaper then most in WA but haven't really shopped around.

[RB180sxChris]

^^^^^sounds awesome to bad im not in the military =(

[whereda40at]

damn, i feel like im getting shafted! I have allstate. full coverage on 1 240 and liablitly on the other. I have one small bumper bender a year ago. i pay almost 200 a month. im 23 with no other priors on my driving record. wtf. im going shopping tonight!!!

[blake110491]

$140 a month
statefarm

[zombiewolf513]

"^^^^^sounds awesome to bad im not in the military =("

It's like a $2 discount haha. USAA gives pretty accurate quotes online, too.

[enkei2k]

depends where you are for insurance so asking other people in Nebraska what they pay isn't going to affect YOUR rates in New Jersey.

But to throw in my info since you're nearby...before I turned 25, I was paying 210 a month for bare minimum coverage on my 240 with Progressive. After I turned 25, it went down to 110 a month to slightly better than bare minimum with Geico. I already have the ABS, anti-theft, and defensive driving discounts included in pricing.

[RB180sxChris]

Originally Posted by enkei2k

depends where you are for insurance so asking other people in Nebraska what they pay isn't going to affect YOUR rates in New Jersey.

But to throw in my info since you're nearby...before I turned 25, I was paying 210 a month for bare minimum coverage on my 240 with Progressive. After I turned 25, it went down to 110 a month to slightly better than bare minimum with Geico. I already have the ABS, anti-theft, and defensive driving discounts included in pricing.

Jus curious to see wat pple pay but thanks for the info!

[BDMs14]

$946 pr/6 months with Statefarm. Clean driving record since the age of 17.
NYC sucks ass!

[SaNTi]

$240/month. RHD in Toronto sucks ma balls.

[dat411kid]

Yea thats more like it for us....^

I pay roughly $200 for an s14 and a s13....Just liability though

[getagrip]

About 200 a year through AAA..but I'm rollin in a 91 miata right now.

[towlie]

$73 through State Farm (monthly)

Thinking of doing some insurance shopping and seeing if I can't lower my rates lol

[s14j]

$64 every 2 months i am 19.
no problems with he law for me.