How much debt do you owe? - Page 10 - Zilvia.net Forums | Nissan 240SX (Silvia) and Z (Fairlady) Car Forum

s13-smitty · 11-18-2011, 06:12 AM

im 18 i have :
6k on wrx
1.5k on my sr swap
and 18k on school.

Hecmain · 12-07-2011, 04:53 PM

54k and only lasted a year

erict90 · 12-07-2011, 05:07 PM

Debt free!!

Devius · 12-08-2011, 06:59 PM

Late but.

$150 to Capitol One
$100 on phone bill
$350 on loan

Thats just what i owe to be caught up with all my bills. Only using my credit card for emergencies after i pay it off. Its crazy how fast u can amass a debt without thinking about it. And im 23

godrifttoday · 12-08-2011, 07:01 PM

$536,839.......

turtl631 · 12-10-2011, 12:10 AM

26 y/o

$90k school loans, no mortgage or CC debt. We own our Forester, will be buying an S14 cash, maybe finance a BRZ/FT86 if I like them as much as it seems I should.

Higher education is a pretty dicey proposition in America nowadays unless your degree gives you a clear career trajectory. Mine does, so my school loans don't concern me. Actually, I'm at less than half of the average for a med school grad.

imoverherre · 12-12-2011, 03:48 AM

dam well ill post to,

1k to my mom (sad i know)
3k in tickets (maybe more)

sucks cuz i lost my job!

Prok0 · 12-12-2011, 10:29 AM

0 student loans, 0 credit card, 0 debt.

Bought my GS300 cash, bought my S14 cash, never had debt, and dont plan on having any except for perhaps a house in the near future..

Never pay interest on a depreciating asset.

axiomatik · 12-12-2011, 12:21 PM

Just added a $15k car loan at 0.0% interest.

shift_jin · 12-12-2011, 02:37 PM

house 100,000
credit cards 20 k
divorce 5k

1jz_240 · 12-12-2011, 02:46 PM

$950 to my credit card which is mainly car parts. which is why I have the credit card in the first place. some may not agree with putting car parts on a credit card but I do it because I have the money in my savings to pay it off. Im just 20 and want to build my credit. so I do it with my car lol

turtl631 · 12-12-2011, 04:30 PM

There's no problem with buying things on credit to build your credit score, as long as you actually have the cash to pay it off each month in total. The minute you start paying interest, you're losing out.

2JZ-GE Powered · 12-13-2011, 11:57 AM

Quote:

Originally Posted by 1jz_240

$950 to my credit card which is mainly car parts. which is why I have the credit card in the first place. some may not agree with putting car parts on a credit card but I do it because I have the money in my savings to pay it off. Im just 20 and want to build my credit. so I do it with my car lol

+1

500 on credit card
950 owed on IS300

sash_ak21 · 12-13-2011, 05:36 PM

$8000 on my nissan frontier and thats it. I plan on paying that off real soon, I hate having debt.

Mur · 12-17-2011, 06:11 AM

No debt here. Whoop whoop.

We should add another Q to the poll - who do you blame for your debt?
Yourself
Or banks

godrifttoday · 12-17-2011, 02:52 PM

Quote:

Originally Posted by Prok0

0 student loans, 0 credit card, 0 debt.

Bought my GS300 cash, bought my S14 cash, never had debt, and dont plan on having any except for perhaps a house in the near future..

Never pay interest on a depreciating asset.

U won't be able too... No credit... The notion that cash is king is untrue. In a down economy cash is king, in a up a economy cash is not king.

Edwin562 · 12-17-2011, 02:54 PM

i shouldnt of gone to UTI, I going to get raped.

Tidashoni · 12-19-2011, 08:18 AM

student loans: around 10k, CC: 453,2009 Honda Ruckus: 1467

bb4_96 · 12-20-2011, 05:22 AM

Quote:

Originally Posted by godrifttoday

$536,839.......

in debt???

TripleJ · 12-20-2011, 06:09 AM

$40,000 ozzy dollars

Silverbullet · 12-22-2011, 11:42 AM

Quote:

Originally Posted by shift_jin

credit cards 20 k

how do ppl acquire that much in cc debt? My two credit cards each wont allow me to spend more than 2000-2500 monthly, and they wont allow me to apply for any more.

axiomatik · 12-22-2011, 01:08 PM

One of my credit cards has a limit of over $18k. In fact, after the raised the limit the last time, (they did it automatically, I didn't request it), they sent me an email a month later 'reminding' me that they raised it. I have a few others with limits around $15k. I could probably rack up $70k in cc debt if I maxed all my cards, but I'm not stupid, so I don't.

I actually only use 2 cards, my AmEx is my primary (with the $18k limit), and a Mastercard as backup for places that don't take AmEx. All of my spending goes on my cc's so that I earn rewards, but I pay off the entire balance every month.

Silverbullet · 12-22-2011, 01:53 PM

Same. I put as much as i can on my CC for the reward points and it comes out between 500-1500 monthly, but I have it set to pay all of it automatically monthly so I'm never late or have to look at it.

What banks offer credit cards with 18k limit? Chase wouldn't let me raise my 2500 limit when I wanted to pay my tuition with it.

godrifttoday · 12-22-2011, 01:55 PM

Quote:

Originally Posted by bb4_96

in debt???

2 house. Luckly they rented

Hellother · 12-23-2011, 04:03 PM

you need established credit and income to sustain a 18k limit

EsChassisLove · 12-23-2011, 04:29 PM

$5900 for a car

And 2 personal loans totaling almost $1500. All will be paid off by February next year. The personal loans will probably be paid off next month. But once taxes come back, oh yea that car loan is history.

Shits gonna be so nice living debt free.

Bubbles · 12-23-2011, 08:25 PM

0$

No credit card, no car loan, no house loan.

On the other side both my cars are shitty, renting means I won't have anything to show for years of paying someone, and there's a chance I will work shitty jobs the rest of my life.

Danb · 12-24-2011, 01:05 PM

Two daily drivers paid off, 2 240's paid off. I have 500 on a loan that will be paid off in 4 months or soo and i will be debt free!!

Def · 12-27-2011, 11:42 AM

Quote:

Originally Posted by Silverbullet

Same. I put as much as i can on my CC for the reward points and it comes out between 500-1500 monthly, but I have it set to pay all of it automatically monthly so I'm never late or have to look at it.

What banks offer credit cards with 18k limit? Chase wouldn't let me raise my 2500 limit when I wanted to pay my tuition with it.

When you actually have income an $18k limit isn't very high. I had a card with a ~$35k limit on it, not that I ever came anywhere remotely close to that. They just kept raising it because I had a high credit score (in the 800's).

As for me, no real debt except a mortgage.

Big Zee · 12-28-2011, 09:20 AM

260 for the house ( mortgage )
42 for the truck ( 2012 pro 4x frontier )
6500 for the visa
4500 for the LOC

soo, 313 thousand, fuck me i"m broke haha, but I have 3 S13's paid off if that count's.

View Poll Results: How much debt do you own?
$0-1k	65	16.84%
$1k-10k	126	32.64%
$10k-15k	30	7.77%
$15k-25k	34	8.81%
$25k-40k	39	10.10%
I'm debt free baby!	92	23.83%
Voters: 386. You may not vote on this poll

12-07-2011, 05:07 PM	#273
erict90 Zilvia Member Join Date: Jan 2009 Location: Austin Tx Posts: 201 Trader Rating: (9) Feedback Score: 9 reviews	Debt free!! __________________ *Instagram: @erict90*

12-08-2011, 07:01 PM	#275
godrifttoday Post Whore! Join Date: Jan 2004 Location: los angeles Age: 40 Posts: 3,120 Trader Rating: (82) Feedback Score: 82 reviews	$536,839....... __________________ NEED Bolt kits for your car?

12-12-2011, 10:29 AM	#278
Prok0 Zilvia Junkie Join Date: Apr 2003 Location: FL Age: 37 Posts: 376 Trader Rating: (0) Feedback Score: 0 reviews	0 student loans, 0 credit card, 0 debt. Bought my GS300 cash, bought my S14 cash, never had debt, and dont plan on having any except for perhaps a house in the near future.. Never pay interest on a depreciating asset. __________________ Sales @ Enjuku email:[email protected] phone:352-241-8399

12-12-2011, 12:21 PM	#279
axiomatik Post Whore! Join Date: Dec 2003 Location: ATL Posts: 4,697 Trader Rating: (0) Feedback Score: 0 reviews	Just added a $15k car loan at 0.0% interest. __________________

11-18-2011, 06:12 AM	#271
s13-smitty Join Date: Nov 2011 Location: nh Age: 31 Posts: 17 Trader Rating: (0) Feedback Score: 0 reviews	im 18 i have : 6k on wrx 1.5k on my sr swap and 18k on school.

12-07-2011, 04:53 PM	#272
Hecmain Join Date: Dec 2011 Location: San Juan, PR Posts: 3 Trader Rating: (0) Feedback Score: 0 reviews	54k and only lasted a year

12-08-2011, 06:59 PM	#274
Devius Zilvia Member Join Date: Nov 2008 Location: Pineville Louisiana Age: 36 Posts: 174 Trader Rating: (0) Feedback Score: 0 reviews	Late but. $150 to Capitol One $100 on phone bill $350 on loan Thats just what i owe to be caught up with all my bills. Only using my credit card for emergencies after i pay it off. Its crazy how fast u can amass a debt without thinking about it. And im 23

12-10-2011, 12:10 AM	#276
turtl631 Zilvia Addict Join Date: Aug 2004 Location: Milwaukee WI Posts: 900 Trader Rating: (3) Feedback Score: 3 reviews	26 y/o $90k school loans, no mortgage or CC debt. We own our Forester, will be buying an S14 cash, maybe finance a BRZ/FT86 if I like them as much as it seems I should. Higher education is a pretty dicey proposition in America nowadays unless your degree gives you a clear career trajectory. Mine does, so my school loans don't concern me. Actually, I'm at less than half of the average for a med school grad.

12-12-2011, 03:48 AM	#277
imoverherre Zilvia Junkie Join Date: Sep 2011 Location: south gate Age: 32 Posts: 526 Trader Rating: (7) Feedback Score: 7 reviews	dam well ill post to, 1k to my mom (sad i know) 3k in tickets (maybe more) sucks cuz i lost my job!

12-12-2011, 02:37 PM	#280
shift_jin Zilvia Junkie Join Date: Jun 2008 Location: Winchester, Ky Age: 39 Posts: 491 Trader Rating: (16) Feedback Score: 16 reviews	house 100,000 credit cards 20 k divorce 5k __________________ Check out my page on facebook http://www.facebook.com/pages/Jins-G...87230187966953

12-12-2011, 02:46 PM	#281
1jz_240 Leaky Injector Join Date: Jan 2010 Location: reno, NV Age: 32 Posts: 128 Trader Rating: (1) Feedback Score: 1 reviews	$950 to my credit card which is mainly car parts. which is why I have the credit card in the first place. some may not agree with putting car parts on a credit card but I do it because I have the money in my savings to pay it off. Im just 20 and want to build my credit. so I do it with my car lol

12-12-2011, 04:30 PM	#282
turtl631 Zilvia Addict Join Date: Aug 2004 Location: Milwaukee WI Posts: 900 Trader Rating: (3) Feedback Score: 3 reviews	There's no problem with buying things on credit to build your credit score, as long as you actually have the cash to pay it off each month in total. The minute you start paying interest, you're losing out.

12-13-2011, 05:36 PM	#284
sash_ak21 Zilvia Member Join Date: Aug 2011 Location: British Columbia Posts: 152 Trader Rating: (1) Feedback Score: 1 reviews	$8000 on my nissan frontier and thats it. I plan on paying that off real soon, I hate having debt. __________________

12-17-2011, 06:11 AM	#285
Mur Join Date: Nov 2011 Location: Brooklyn, NY Age: 40 Posts: 3 Trader Rating: (0) Feedback Score: 0 reviews	No debt here. Whoop whoop. We should add another Q to the poll - who do you blame for your debt? Yourself Or banks

12-17-2011, 02:54 PM	#287
Edwin562 Post Whore! Join Date: Nov 2009 Location: Whittier (562) Age: 34 Posts: 4,721 Trader Rating: (35) Feedback Score: 35 reviews	i shouldnt of gone to UTI, I going to get raped.

12-19-2011, 08:18 AM	#288
Tidashoni Leaky Injector Join Date: Dec 2010 Location: Gillette, WY Posts: 55 Trader Rating: (2) Feedback Score: 2 reviews	student loans: around 10k, CC: 453,2009 Honda Ruckus: 1467

12-20-2011, 06:09 AM	#290
TripleJ Join Date: Oct 2011 Location: Australia Age: 32 Posts: 23 Trader Rating: (0) Feedback Score: 0 reviews	$40,000 ozzy dollars

12-22-2011, 01:08 PM	#292
axiomatik Post Whore! Join Date: Dec 2003 Location: ATL Posts: 4,697 Trader Rating: (0) Feedback Score: 0 reviews	One of my credit cards has a limit of over $18k. In fact, after the raised the limit the last time, (they did it automatically, I didn't request it), they sent me an email a month later 'reminding' me that they raised it. I have a few others with limits around $15k. I could probably rack up $70k in cc debt if I maxed all my cards, but I'm not stupid, so I don't. I actually only use 2 cards, my AmEx is my primary (with the $18k limit), and a Mastercard as backup for places that don't take AmEx. All of my spending goes on my cc's so that I earn rewards, but I pay off the entire balance every month. __________________

12-23-2011, 04:03 PM	#295
Hellother Zilvia Junkie Join Date: Mar 2011 Location: California Age: 33 Posts: 570 Trader Rating: (6) Feedback Score: 6 reviews	you need established credit and income to sustain a 18k limit

12-23-2011, 04:29 PM	#296
EsChassisLove Nissanaholic! Join Date: Jan 2011 Location: San Diego Age: 35 Posts: 2,090 Trader Rating: (26) Feedback Score: 26 reviews	$5900 for a car And 2 personal loans totaling almost $1500. All will be paid off by February next year. The personal loans will probably be paid off next month. But once taxes come back, oh yea that car loan is history. Shits gonna be so nice living debt free. __________________ IG/TikTok-ThatS14_Z06guy

12-23-2011, 08:25 PM	#297
Bubbles Post Whore! Join Date: Dec 2007 Location: Location, Location. Posts: 3,320 Trader Rating: (2) Feedback Score: 2 reviews	0$ No credit card, no car loan, no house loan. On the other side both my cars are shitty, renting means I won't have anything to show for years of paying someone, and there's a chance I will work shitty jobs the rest of my life. __________________ For all the world knows, my vagina could be moist with desire as we speak.

12-24-2011, 01:05 PM	#298
Danb Zilvia Member Join Date: Sep 2009 Location: Carrollton, GA Age: 36 Posts: 151 Trader Rating: (2) Feedback Score: 2 reviews	Two daily drivers paid off, 2 240's paid off. I have 500 on a loan that will be paid off in 4 months or soo and i will be debt free!! __________________ impossible is just an opinion

12-28-2011, 09:20 AM	#300
Big Zee Zilvia Addict Join Date: Oct 2005 Location: BC Age: 39 Posts: 860 Trader Rating: (10) Feedback Score: 10 reviews	260 for the house ( mortgage ) 42 for the truck ( 2012 pro 4x frontier ) 6500 for the visa 4500 for the LOC soo, 313 thousand, fuck me i"m broke haha, but I have 3 S13's paid off if that count's.