My car is gone.

[johngriff]

Ok Kid, PLEASE LISTEN TO ME.

*STOP TALKING TO HIS INSURANCE COMPANY. NOW. Anything you say in the phone call will be used as incriminatory evidence against you. They tape RECORD ALL CALLS. HAVE A REPRESENTATIVE CONTACT THEM (IE LAWYER/ADJUSTER).

*Have your insurance company help you prove the damages. BUT DO NOT GET COVERD BY THEM. THEY MAKE MONEY FROM THE DIFFERENCE OF THE SETTLEMENT. Meaning, they will cut you a check for $1200, and get a check from his company for $4000, and raise your premiums. Use them to show proof of insurance, and to prove costs involved, but taking the "quick and easy payout" will hurt you in the long run.

**Get in touch with the guy in this thread, or a lawyer, and SHUT UP. The less you say from this point on, the less you incriminate yourself. If they call you, let it go to voicemail, and have their calls answered by your ADJUSTER.
SHUT UP