"You're doing it wrong" Pt. 2 - Because turrible ideas never die

[SlammedCarsUSA]

Originally Posted by driftsucky

I submit to you, your moment of zen.

An updated image of this car. Engine is blown. I know the guy who own's it.

[driftsucky]

Originally Posted by SlammedCarsUSA

An updated image of this car. Engine is blown. I know the guy who own's it.

OOOOOOOOOOOH. OK!!!!

[d9m13n]

Originally Posted by SlammedCarsUSA

An updated image of this car. Engine is blown. I know the guy who own's it.

The hood vents look like foam sound dampening lol

[zenkicpe]

is that roofing tar?

[PoorMans180SX]

Originally Posted by DrftKingIII

Decent paint job. Rattle can tail light tint on Type X tails. Tight.

Lol @ "type x tails".

[izzy-]

Originally Posted by driftsucky

WHOA WHOA WHOA!!!! There's a story behind this car. First of all, it doesn't look like this at all any more.


So, this car started off as an automatic with blown KA. I mean, it came from the factory like that. And the automatic was CVT. It didn't even have a floor. The previous owner had lived through a Zombie apocolypse but he had caught a flesh eating virus. Well, the virus ran out of food and just started eating carpet. Not its food of choice, but whatevs. There was rust on every corner. So much rust that the metal didn't even exist. Turns out the car had blown up an orphanage full of photogenic children and British nannies.

So, in conclusion, this car doesn't deserve to be in here.

Id rep you if I could.

[d9m13n]

http://philadelphia.craigslist.org/cto/5771397123.html

[LockOn!]

^

I sold a complete interior/exterior coupe that was all one color with full suspension and a black top SR including extra wheels for less than that in 2014.

[derass]

[driftsucky]

if that's at ebisu or something, they keep cars like that strictly for drifting. Sooooooooo

[deolio]

the 200sx garnish and rear bumper leads me to believe it isn't from japan...

[Matej]

Originally Posted by deolio

the 200sx garnish and rear bumper leads me to believe it isn't from japan...

But what if the owner keeps it strictly for drifting?

[S30ZG]

Waiting on that rocket bunny kit.


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[shawn1331]

Originally Posted by LockOn!

Yeah. That's not the problem.




The problem how it looks. It checks all boxes.

Trailer wheels.
Rising sun.
Bubble flares.
eBay sticker pack.
Shade of baby poop primer.
Big dumb wing that the car doesn't live up to at all.



Nice cage tho I guess :/

Rt.

Saw this car a few times at local events and EVERYONE was saying how ugly it was, and this is in Canada too. Theres just so much shit going on, its all over the map. It's awful.

[HaoleBarry]

Originally Posted by Future240

Insurance adjuster here. That is the most common fraud claim for a fire/theft claim and doing so will automatically get you investigated because it's super obvious. Most true car thieves just joy ride or strip the car.


Its like "oh you just so happened to be upside down on that car that mysteriously found up torched in the desert"

Since when do insurance companies know how much you owe? Or care? They pay what the car is worth. Period. That's why these 240s are all salvaged. They're not worth 12k, contrary to the the majority of 19 yo's in here.

Banks have GAP insurance that covers the remainder of the loan usually.

I'm unemployed, your company hiring?

Lol. I swear been in these forums a few weeks and the shit that's said is remarkable.


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[souljaseth33]

I think this one is down for the count finally.

[driftsucky]

Naw. That'll buff out.

[Future240]

Originally Posted by HaoleBarry

Since when do insurance companies know how much you owe? Or care? They pay what the car is worth. Period. That's why these 240s are all salvaged. They're not worth 12k, contrary to the the majority of 19 yo's in here.

Banks have GAP insurance that covers the remainder of the loan usually.

If you report a theft or fire claim how much you owe becomes important. A lot of theft/fire claims are fraud. People get desperate when they owe a bunch of money on a car they cannot afford.


Example:


Patricia reports her car was stolen. It later is discovered in a ditch on fire. First red flag. As the adjuster investigates he finds that patricia is upside on her loan. Second red flag.


At this point a competent adjuster would start a fraud investigation to ensure the claim is legit. As I stated before most thieves don't torch cars after they steal them. If a car gets stolen and is recovered undamaged, well patricia is in the same situation she was in before. If it is a total loss then her company would pay the value of the car to her loan company possibly freeing her or getting her close to paid off.


This is better to some people versus taking the credit hit of having a car repossessed.


When investigating theft/fire claims you look for common reasons that people try to file false claims. Major mechanical issues like blown engine and transmissions are another.

[driftsucky]

I wish more than 2 people on here knew how automotive insurance actually works. I guess it's good that nobody knows how to "properly" commit insurance fraud tho. Sooooooooooo win-win?

[LockOn!]

Originally Posted by souljaseth33

I think this one is down for the count finally.

Hahaha holy shit no way. Story? I thought it just went in for work?

[RB25GUY]

Originally Posted by driftsucky

I wish more than 2 people on here knew how automotive insurance actually works. I guess it's good that nobody knows how to "properly" commit insurance fraud tho. Sooooooooooo win-win?

lmaoo i would assume strip said stolen vehicle, cut up said vehicle, scrap said vehicle, then call insurance.....

[HaoleBarry]

Originally Posted by Future240

If you report a theft or fire claim how much you owe becomes important. A lot of theft/fire claims are fraud. People get desperate when they owe a bunch of money on a car they cannot afford.


Example:


Patricia reports her car was stolen. It later is discovered in a ditch on fire. First red flag. As the adjuster investigates he finds that patricia is upside on her loan. Second red flag.


At this point a competent adjuster would start a fraud investigation to ensure the claim is legit. As I stated before most thieves don't torch cars after they steal them. If a car gets stolen and is recovered undamaged, well patricia is in the same situation she was in before. If it is a total loss then her company would pay the value of the car to her loan company possibly freeing her or getting her close to paid off.


This is better to some people versus taking the credit hit of having a car repossessed.


When investigating theft/fire claims you look for common reasons that people try to file false claims. Major mechanical issues like blown engine and transmissions are another.

Haha I'm glad I didn't have your insurance company handle my claim when when my Nissan Xterra was stolen and dumped into the Colorado River after a night of me drinking and getting my Girl to drive me home. I was upside down about 10k. They asked no questions sent my bank a check for a partial amount and gap kicked the rest in the ass.

I'm now in Hawaii.... Scares the hell out of me on the rate 240s are jacked here. This is something that I feel is worth more than 4- 5k






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[5280VertDET]

Originally Posted by souljaseth33

I think this one is down for the count finally.

OK, for fucks sake, SOMEONE has to know the real story behind this thing...

[Future240]

Originally Posted by HaoleBarry

Haha I'm glad I didn't have your insurance company handle my claim when when my Nissan Xterra was stolen and dumped into the Colorado River after a night of me drinking and getting my Girl to drive me home. I was upside down about 10k. They asked no questions sent my bank a check for a partial amount and gap kicked the rest in the ass.


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We would not have investigated that either. Just ran your background if no red flags pop up good to go. Shockingly must fraudsters turn to fire instead of water. I guess must people are not brave/stupid enough to drive their vehicle into a body of water.


Anywho back on topic. WTF is up with that Z?

[souljaseth33]

Originally Posted by LockOn!

Hahaha holy shit no way. Story? I thought it just went in for work?

The clutch & flywheel were replaced. Supposedly he was driving in NJ over the weekend and wrecked it in the rain when he downshifted and floored it on the turnpike.

He told the guys at the shop he never had insurance pictures taken of the car when he bought it, and lost his full coverage on it.

Kid is either extremely dumb, or does not give a crap. I never met the kid to get an opinion of his character, only what I've seen he does to his car.

[dudermagee]

Originally Posted by HaoleBarry

Haha I'm glad I didn't have your insurance company handle my claim when when my Nissan Xterra was stolen and dumped into the Colorado River after a night of me drinking and getting my Girl to drive me home. I was upside down about 10k. They asked no questions sent my bank a check for a partial amount and gap kicked the rest in the ass.

I'm now in Hawaii.... Scares the hell out of me on the rate 240s are jacked here. This is something that I feel is worth more than 4- 5k








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4-5k is probably what KBB says its worth if you're lucky

[Future240]

Originally Posted by dudermagee

4-5k is probably what KBB says its worth if you're lucky

You are spot on. My company estimated an S14 at 4400 in a total loss.


If you want full value for your car you need to look for an insurance company that will has an Agreed Value coverage option. Agreed value is just what it sounds like. You and the provider agree on a value for your car. They will likely inspect it. You pay the extra premium to cover that car at that value.


Do not confuse this with some companies who insure for custom parts, but still pay actual cash value (ACV) in the event of a total loss.

[TheRealSy90]

TFW my mint stock 140k miles 92 coupe got rear ended in Feb. I got 2 grand from their insurance and they didn't total the car [emoji23] still sucks getting hit though.


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[[240sx]]

Originally Posted by S30ZG

Waiting on that rocket bunny kit.

Do they make 'em for Mustangs?



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[driftsucky]

Originally Posted by [240sx]

Do they make 'em for Mustangs?



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Yeah. Yeah they do.