The most important thing is you MUST NOT use harnesses without a rollcage, or at the very least a rollbar. The reason is because if your car flips, the factory 3-points allow your head to move, whereas the harness will hold you in place as the roof collapse onto your head.
The second issue is harnesses have to be installed properly, with the proper anti-submariner belt installed at the correct angle. Otherwise 4-point belts are useless.
You're much safer with the factory belts. Upgrade to B12 Sentra, S14, or Canadian S13 3-point belts. They're much tighter than the auto belts.
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