insurance for the extreme modified? - Page 2 - Zilvia.net Forums | Nissan 240SX (Silvia) and Z (Fairlady) Car Forum

eastcoastS14 · 07-11-2007, 09:42 PM

Im in MA too....I talked to my insurance about this before, I have arbella mutual and they said they would cover aftermarket stuff as long as I had reciepts and got it officially appraised to value

where in MA are you btw?

axiomatik · 07-12-2007, 07:27 AM

Quote:

Originally Posted by AAA240SX

Hagerty has been a longstanding establishment. Also consider Grundy Worldwide who has been around just as long. They can customize an insurance policy also.

the problem with grundy or hagerty (or maybe both, my memory is a bit fuzzy), is that you are not allowed to drive your car to work, ever.

koukimonster139 · 07-12-2007, 07:37 AM

my dad thought he was gonna be in a cool mid life crisis thing so he bought a few classic restored cars

he got the antique vehicle insurance or whatever through hagerty and the only catch is that you really cant daily drive the car thats insured.

iono

tastyratz · 07-12-2007, 07:45 AM

Thats what I meant with restrictions, those are 1 of many. Sorry but I don't wanna feel like I cant drive my car and I have to read the fine print before I go out grocery shopping, etc. Theres usually alot of anal under the surface requirements

The 6 month restriction with metga is fine with me because I live in new england it will not be driven in the snow and salt. Thats the only one I can see being a problem with some people. It might be just because its new england too.

koukimonster139 · 07-12-2007, 07:49 AM

Quote:

Originally Posted by tastyratz

Theres usually alot of anal

ahahhahahaa

sorry im just so damn immature

haa

the head · 07-12-2007, 07:54 AM

Alright since I actually have a few policies with Hagerty insurance here is the deal

There are NO mileage limits.

Your car cannot be your daily driver. (although it can be the only car you own if you can prove that you have a company vehicle that is your daily driver)

Must be over 22 years old.

Insurance is void if the car is wrecked at the track.

Value can be appraised or declared.

Pretty simple stuff.

steve shadows · 07-12-2007, 09:58 AM

Quote:

Originally Posted by Dousan_PG

insurance is a lot if you do it

im in the same boat

so it sits lock and key in a garage 24-7
doesnt go to meets
only the track
often on a trailer
i have like 80 kill switches in it too

I take it out, but it sits behind several cars, in the backyard, kill switch engage bricks behind tires

oh and lava pits gotta have the fucking lava pits.

I drive to the drag strip, trailor to road course

Dousan_PG · 07-12-2007, 10:00 AM

yeah!
liquid hot magma!

tastyratz · 07-12-2007, 11:02 AM

Quote:

Originally Posted by the head

Alright since I actually have a few policies with Hagerty insurance here is the deal

There are NO mileage limits.

Your car cannot be your daily driver. (although it can be the only car you own if you can prove that you have a company vehicle that is your daily driver)

Must be over 22 years old.

Insurance is void if the car is wrecked at the track.

Value can be appraised or declared.

Pretty simple stuff.

You forgot the locked garage part (carport, driveway, etc is a no cover)

And IIRC dd or not I think your not allowed to EVER drive it to your work. gonna be a nice day? too bad.

From the web

Quote:

# Usage. Hagerty provides coverage for vehicles that are used on an occasional basis -- e.g. club functions, exhibitions, organized meets, tours and limited pleasure driving.
# Storage. Collector vehicles must be stored in a fully enclosed, locked garage when not in use.
# Driving records. Generally, one or two minor traffic violations or accidents are acceptable. We are not able to insure those who have experienced major infractions such as a DUI, reckless driving or excessive speed violations within the past 3-6 years.* All household driving records are subject to review by an underwriter.

Quote:

Hagerty does not offer an insurance product for:

* Inexpensive home-built kits that do not replicate a classic vehicle
* Replicas of the 1963-67 Shelby Cobra Roadster
* Any vehicles used for camping, off-road or utility-type driving
* Pro-street vehicles modified exclusively with racing features such as roll cages, wheelie caster, nitrous systems, parachutes, etc. (Consideration may be given to show-use only vehicles)

Looks like your out if you have a cage or a baby bottle.

If you call them and probe for awhile a little more fine print gets introduced

prang11 · 07-12-2007, 03:29 PM

Haggerty makes me barf. I hate it when I have to issue policies with them.

DJ_Sunrise · 07-12-2007, 04:16 PM

I pay $2500 per year on my 95 LIABILITY ONLY. 2 pts on license.. thanks New Jersey...

-Bart

HYPERION-X · 07-12-2007, 04:57 PM

Too bad Grundy, Haggerty, etc won't insure a 240. I've tried with both and they denied me because the car does not have collectable status.

07-12-2007, 07:37 AM	#33
koukimonster139 Zilvia FREAK! Join Date: Jan 2006 Location: Birmingham, AL Age: 38 Posts: 1,379 Trader Rating: (0) Feedback Score: 0 reviews	my dad thought he was gonna be in a cool mid life crisis thing so he bought a few classic restored cars he got the antique vehicle insurance or whatever through hagerty and the only catch is that you really cant daily drive the car thats insured. iono __________________ ho ha ho chi chi

07-12-2007, 07:45 AM	#34
tastyratz Zilvia Addict Join Date: Dec 2003 Location: nh Posts: 995 Trader Rating: (4) Feedback Score: 4 reviews	Thats what I meant with restrictions, those are 1 of many. Sorry but I don't wanna feel like I cant drive my car and I have to read the fine print before I go out grocery shopping, etc. Theres usually alot of anal under the surface requirements The 6 month restriction with metga is fine with me because I live in new england it will not be driven in the snow and salt. Thats the only one I can see being a problem with some people. It might be just because its new england too. __________________

07-12-2007, 07:54 AM	#36
the head Nissanaholic! Join Date: Jul 2002 Location: in a dark room mastering the art of typing with one hand Posts: 2,164 Trader Rating: (3) Feedback Score: 3 reviews	Alright since I actually have a few policies with Hagerty insurance here is the deal There are NO mileage limits. Your car cannot be your daily driver. (although it can be the only car you own if you can prove that you have a company vehicle that is your daily driver) Must be over 22 years old. Insurance is void if the car is wrecked at the track. Value can be appraised or declared. Pretty simple stuff. __________________ I never knew you could do that with an eggplant

07-12-2007, 10:00 AM	#38
Dousan_PG Post Whore! Join Date: May 2002 Location: Orange County, California Age: 46 Posts: 16,640 Trader Rating: (23) Rides Gallery: Dousan_PG Feedback Score: 23 reviews	yeah! liquid hot magma! __________________ Aaron Pink GodziRa www.geocities.com/pink_godzira

07-11-2007, 09:42 PM	#31
eastcoastS14 Post Whore! Join Date: Oct 2006 Location: the land of snow potholes and no tracks Posts: 3,984 Trader Rating: (1) Feedback Score: 1 reviews	Im in MA too....I talked to my insurance about this before, I have arbella mutual and they said they would cover aftermarket stuff as long as I had reciepts and got it officially appraised to value where in MA are you btw?

07-12-2007, 03:29 PM	#40
prang11 Zilvia Member Join Date: Dec 2006 Location: Oregon Posts: 218 Trader Rating: (4) Feedback Score: 4 reviews	Haggerty makes me barf. I hate it when I have to issue policies with them.

07-12-2007, 04:16 PM	#41
DJ_Sunrise Zilvia FREAK! Join Date: Feb 2004 Location: NJ Age: 38 Posts: 1,134 Trader Rating: (1) Feedback Score: 1 reviews	I pay $2500 per year on my 95 LIABILITY ONLY. 2 pts on license.. thanks New Jersey... -Bart

07-12-2007, 04:57 PM	#42
HYPERION-X Leaky Injector Join Date: Jul 2003 Location: MPLS Posts: 115 Trader Rating: (0) Feedback Score: 0 reviews	Too bad Grundy, Haggerty, etc won't insure a 240. I've tried with both and they denied me because the car does not have collectable status.