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08-15-2008, 12:16 PM
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#1 |
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Zilvia FREAK!
 Join Date: Apr 2007
Location: Tucson AZ
Age: 36
Posts: 1,258
Trader Rating: (5)
  Feedback Score: 5 reviews
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Who do you bank with?
So Im not doing too hot financially (as im sure many of you are in the same boat) so Im coming within 5 dollars of cleaning my account out between paychecks(bills and shit). Anyways I go to check my bank acct online about everyother day. Last night I went on to see that bank of america charged me my overdraft protection fee, that they had just charged me on the 26th of july, and it caused my acct to overdraft. Not the first thing that they have fucked me on, so needless to say, Im looking for a new bank. Who do you guys bank with and how do you like it?
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"I am Norwegian, and are not familiar with your urban words :P" |
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08-15-2008, 12:18 PM
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#2 |
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aWingThing.com
 
Join Date: Mar 2003
Location: Milwaukee, WI
Age: 45
Posts: 20,900
Trader Rating: (1)
Feedback Score: 1 reviews
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I bank with Chase.
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What I do for a living...www.mhrussell.com |
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08-15-2008, 12:44 PM
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#3 | |
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Zilvia FREAK!
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just opened a account with chase and cannot be happier with the service! they send text messages/emails when ever money is taken out or put into your account and they gave me a debit card that i get some sort of point reward thing pretty awsome
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 i fully de-volved
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08-15-2008, 01:44 PM
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#5 | |
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Post Whore!
 
Join Date: Jun 2007
Location: Where ever there is free beer
Posts: 3,239
Trader Rating: (0)
Feedback Score: 0 reviews
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I have Capital One as far as credit, and the local credit union for savings, checking. I'm happy with both.
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BRAND NEW GReddy PRofec E-01 EBC for sale, Cheap! |
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08-15-2008, 12:20 PM
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#8 |
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Admin Asshole
Join Date: Mar 2002
Location: Retired
Age: 45
Posts: 20,394
Trader Rating: (0)
Feedback Score: 0 reviews
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Marine Federal Credit Union
and Navy Federal Credit Union
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"Speak softly,..." -Pres. Teddy Roosevelt "Be polite, be professional, ..." -Gen. James Mattis |
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08-15-2008, 12:20 PM
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#10 | |
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Post Whore!
Join Date: Sep 2007
Location: Lancaster, PA
Age: 34
Posts: 4,426
Trader Rating: (25)
Feedback Score: 25 reviews
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I bank with PNC... Only because they bought out the local bank. So far they're pretty good. My buddy banks with Commerce, they don't let you spend under $25, it can be annoying at times but sometimes it comes in handy.
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08-15-2008, 12:23 PM
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#11 |
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Super Moderator
Join Date: Jul 2007
Location: over the river and through the woods
Age: 40
Posts: 7,160
Trader Rating: (29)
Feedback Score: 29 reviews
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checking with chase . checking is ok...not so bad. nothing bad worth noting, their savings is terrible for me anyway. only bad thing that happened to me with chase is that i withdrew from my savings 4 times in one month and they charged me a withdrawl fee (curse them!).
savings with hsbcdirect. online savings account gets me a good percent. plus they have interest on the checking accounts also. i would recommend taking a look at Online Savings, Online Payment and Online CD Accounts, HSBC Direct, not sure about their policy when it comes to overdrafts and such though. never happened to me yet... |
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08-15-2008, 12:35 PM
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#13 | |
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Post Whore!
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I have Wells Fargo but only cuz i ised to work there.
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08-15-2008, 12:37 PM
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#14 | ||
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Magnanimous Justice Distribution Service
Join Date: Mar 2002
Location: BFE
Age: 23
Posts: 14,372
Trader Rating: (9)
 Feedback Score: 9 reviews
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Quote:
Also other accounts in local banks.
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08-15-2008, 12:36 PM
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#15 |
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Zilvia FREAK!
Join Date: Apr 2007
Location: Tucson AZ
Age: 36
Posts: 1,258
Trader Rating: (5)
Feedback Score: 5 reviews
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Tried that one time where They overdrafted me on a keep the change transfer of like 6 dollars, then they overdrafted me on to overdraft fee?????? and then I bought a 50 cent candy bar and that cost me another 35. 115 dollars and all I got was a damn candy bar. I went to the bank and bitched and got them to waive the initial overdraft for keep the change... but that was it.
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"I am Norwegian, and are not familiar with your urban words :P" |
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08-15-2008, 12:39 PM
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#16 | |
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Zilvia FREAK!
Join Date: Feb 2008
Location: Ft Lauderdale, FL
Age: 37
Posts: 1,473
Trader Rating: (1)
Feedback Score: 1 reviews
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Campus Edge checking or Regular checking? |
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08-15-2008, 12:51 PM
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#17 | |
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Zilvia FREAK!
Join Date: Apr 2007
Location: Tucson AZ
Age: 36
Posts: 1,258
Trader Rating: (5)
Feedback Score: 5 reviews
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Quote:
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"I am Norwegian, and are not familiar with your urban words :P" |
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08-15-2008, 12:56 PM
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#18 |
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Leaky Injector
Join Date: Apr 2008
Location: Missouri
Age: 35
Posts: 82
Trader Rating: (2)
Feedback Score: 2 reviews
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A local Credit Union, but most of money is with INGDirect. Good interest rates on their savings accounts. Only downside is the 4-5 business day wait between transferring funds between accounts.
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08-15-2008, 01:04 PM
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#19 | |
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Zilvia Junkie
 
Join Date: Sep 2006
Location: Jacksonville, FL
Age: 41
Posts: 347
Trader Rating: (4)
Feedback Score: 4 reviews
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08-15-2008, 12:36 PM
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#20 |
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Zilvia FREAK!
Join Date: May 2007
Location: Bridgeport,Tx
Posts: 1,441
Trader Rating: (16)
Feedback Score: 16 reviews
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Wells Fargo Bank. Done all my cars, motorcyle, ect ect with. Been great so far.
Robert
__________________
 940-683-8282 x20 Robert Del Angel CLICK HERE FOR OUR FACEBOOK PAGE!!! FOLLOW US ON TWITTER!!! Master Distributor for : RPS, Tein, Seibon, Haltech, HKS, Greddy, Cusco, Blitz, Koyo, AEM, Map ECU, Eibach, Tokiko, Power Enterprise, Work, Volk, Fidanza, Defi, ....and so many more!!! |
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08-15-2008, 12:39 PM
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#21 |
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Zilvia.net GB Vendor
Join Date: Oct 2006
Location: SoCal {covina}
Age: 36
Posts: 4,038
Trader Rating: (52)
Feedback Score: 52 reviews
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I bank with AND work for.....
Indy Mac FEDERAL Bank HAHAHAHAHAHAHAHA
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WWW.JIMMYUP.COM |
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08-15-2008, 12:41 PM
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#23 |
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Yes, I look like that
Join Date: Mar 2002
Location: In my supervillain's lair
Posts: 27,980
Trader Rating: (19)
Feedback Score: 19 reviews
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Truliant Federal Credit Union.
Some big Italian guy with Hairy Knuckles and a large gun. "Payday Advance" Check cashing. I'm only serious about one of these. |
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08-15-2008, 01:02 PM
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#24 |
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Zilvia Junkie
Join Date: Sep 2006
Location: Jacksonville, FL
Age: 41
Posts: 347
Trader Rating: (4)
Feedback Score: 4 reviews
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BOA will not pull keep the change into your savings if there is a low acct balance and you'll OD.
I work for BoA and bank here as well. I also have a reserve account with a local credit union, and another at navy Fed Credit union. If you have questions on the Bank's policies please PM me. I cannot waive monthly service fee's, od fee's, open accounts, etc. I work for Global Wealth Investment Management. All of the clients I work with run 500k-3mm in liquid deposits, and are bannered as such. If I touch a non-premier account it raises eyebrows and can get me tanked. I'll try to help as much as I can though. |
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08-15-2008, 01:14 PM
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#25 |
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Zilvia FREAK!
Join Date: Oct 2006
Location: Chicago Suburbs
Age: 36
Posts: 1,544
Trader Rating: (5)
Feedback Score: 5 reviews
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HSBC Direct for my savings, and my local bank for checking. HSBC makes it easy to transfer money to and from my local bank, so I only keep what I need month-to-month there.
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08-15-2008, 02:21 PM
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#28 | |
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Nissanaholic!
 
Join Date: Mar 2008
Location: A place where boob jobs ruined the best thing about being a fat chick.
Posts: 1,774
Trader Rating: (0)
Feedback Score: 0 reviews
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BofA.
You just need to get the right checking account. If you overdraft a lot, get a credit card from BofA then whenever you overdraft you get credited money from your credit card. Not only do I have that but I have a program called "keep the change." Whenever I spend change (for example $2.25.) you get credited change rounded to the nearest upper dollar (for $2.25, you get $.75 into the keep the change account). At the end of the month the keep the change amount goes into your checking account, and I place that money towards my credit card. I really don't need the overdraft protection no more though, I'm doing pretty well for myself. I usually place things on my MasterCard Black Card. That's what happens when you have a 750 credit score! yah yah.
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08-15-2008, 02:28 PM
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#29 |
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Zilvia Addict
 
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arrowhead credit union. been w them for 2 years now. not too bad no hidden fees or ridiculous overdraft fees because the tellers are kind enough to waive it off if you ask.
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yes we still roll fenders 
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08-15-2008, 02:30 PM
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#30 | |
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Post Whore!
Join Date: Oct 2003
Location: San Diego WOOT
Age: 39
Posts: 4,722
Trader Rating: (0)
Feedback Score: 0 reviews
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Keep the change seems sorta ridiculous to me. If you want to save money then just set some money aside at the end of every month. If you're wiping your checking account dry every month then you need to deal with spending issues before you worry about trying to save money.
I bank with WaMu, I'll be changing some of my banking needs to North Island FCU next month though.
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