What insurance do you have? - Page 2 - Zilvia.net Forums | Nissan 240SX (Silvia) and Z (Fairlady) Car Forum

stiizy · 04-20-2011, 12:12 PM

I'm an Insurance Broker hit me up if you need quotes for your home, auto, car, business or even benefits!! i do not SELL insurance

besTint · 04-20-2011, 12:22 PM

hit up BEB on zilvia. she's has her own insurance agency.

dmragecm · 04-20-2011, 12:25 PM

24 year old male on my own policy. Few accidents, couple moving violations. Paying $1800 every 6 months for full coverage on an S14

zombiewolf513 · 04-20-2011, 12:31 PM

Quote:

Originally Posted by Broadfield

You can't just ask someone what they pay for insurance.... it's like calling up the Chevrolet dealer and asking how much a Chevy cost!!?!!

Not quite sure why you quoted me.

I'm still interested in knowing how someone can manage paying $8.35 a month for even liability insurance.

Also, driving any distance on public streets without insurance is, well... retarded. Don't do that.

sr23det · 04-20-2011, 12:47 PM

75 a month for 2 240sx's for liability and 125 for my 3/4 ton truck full coverage

redline racer510 · 04-20-2011, 01:26 PM

23,95 240, liability only,no accidents or tickets=36.90 month

zombiewolf513 · 04-20-2011, 01:36 PM

OP's looking for Pros and Cons for Insurance companies, not just prices.

Broadfield · 04-20-2011, 01:58 PM

Quote:

Originally Posted by zombiewolf513

Not quite sure why you quoted me.

Because you couldn't believe he only pays $100/year. You have no idea what his coverage is or any of the other factors I listed. So I was simply stating you cannot compare what he pays to what you pay without knowing a dozen different facts.

For what it's worth I pay $177/month total for the following through State Farm:

My 1992 Nissan 240sx w/full replacement coverage... even on my $50k worth of crap on the car. $100 deductible
My 2004 Acura TL A-Spec Full coverage with a $100 deductible
My wife's 2011 CRV 4WD EX-L Full coverage with a $100 deductible
Home coverage $400,000 worth with a $500 deductible
My wife's wedding ring $10,000 coverage

No accidents, no tickets, married, 37 years old

zombiewolf513 · 04-20-2011, 02:07 PM

Quote:

Originally Posted by Broadfield

Because you couldn't believe he only pays $100/year. You have no idea what his coverage is or any of the other factors I listed. So I was simply stating you cannot compare what he pays to what you pay without knowing a dozen different facts.

Agreed, that's why I was asking how he pays so little.

Quote:

Originally Posted by Broadfield

For what it's worth I pay $177/month total for the following through State Farm:

My 1992 Nissan 240sx w/full replacement coverage... even on my $50k worth of crap on the car. $100 deductible
My 2004 Acura TL A-Spec Full coverage with a $100 deductible
My wife's 2011 CRV 4WD EX-L Full coverage with a $100 deductible
Home coverage $400,000 worth with a $500 deductible
My wife's wedding ring $10,000 coverage

No accidents, no tickets, married, 37 years old

Nice!

One_love_silvia · 04-20-2011, 02:31 PM

Quote:

Originally Posted by Broadfield

No accidents, no tickets, married, 37 years old

ur my hero.
idt ive ever even heard of someone ur age with no tickets or accidents. then again, besides myself, i dont really know many people MY age with no accidents or tickets haha.

but wow. i plan on keepin my record clean like that. i dont understand how people get into accidents or get tickets.

drive smart, and drive well.
if someone else hits u, then im not sure that counts as an accident on ur insurance unless ur somehow at fault. which brings us back to driving well lol.

cardoza · 04-20-2011, 03:32 PM

Quote:

Originally Posted by Brinton

Its a law but I drive like a total of 5 miles a day.

I don't reccomend it to anyone.

God I'm glad I don't live by you. IMO people, like you, that drive without insurance are another one of those leeches on society that make the rest of us pay for their mistakes. To whoever said that when he gets in a wrecks and the person has a $100,000 medical bill that he'll have to pay it, that's not exactly what will happen.

They'll come after him for whatever he's got, and considering he won't even pay for insurance I'm assuming it's not that much... Then the rest of us get to pay for it!

Quit being a fucking moron and at least get minimum liability. Until then I hope the next time you get pulled over and your car gets impounded and you have to pay triple whatever insurance would have cost to get it out.

cardoza · 04-20-2011, 03:38 PM

On that note, I pay $76/month with SafeCo for $500,000 combined single limit and $5,000 medical payments coverage. Liability only.

22 year old male with nothing on my driving record currently but when I was 17 I had my license suspended which still gets back to my insurance companies until the end of this year I think.

camaro379ss · 04-20-2011, 03:43 PM

I pay $40/month with state farm. no tickets/no accidents

I am 24 and married
Full Coverage
$500 Deductible

blingbling · 04-20-2011, 03:44 PM

Quote:

Originally Posted by Kevin_S14

im a little jelly right now. currently paying $175/month for full coverage!
im 19, with no points. and thats with good student discount! freaking Allstate...

Was the black dude from 24 on their commercials really THAT convincing? Lol

camaro379ss · 04-20-2011, 03:46 PM

Quote:

Originally Posted by blingbling

Was the black dude from 24 on their commercials really THAT convincing? Lol

LOL Are you in good hands?....

Kevin_S14 · 04-20-2011, 04:22 PM

Quote:

Originally Posted by blingbling

Was the black dude from 24 on their commercials really THAT convincing? Lol

once you go black...nevermind. lol

besTint · 04-20-2011, 04:33 PM

Quote:

Originally Posted by blingbling

Was the black dude from 24 on their commercials really THAT convincing? Lol

Dennis Haysbert i think is his name. always plays a good guy.

blingbling · 04-20-2011, 04:40 PM

Quote:

Originally Posted by Kevin_S14

once you go black...nevermind. lol

Hahaha

D.Adams · 04-20-2011, 07:11 PM

I pay $37 a month for comprehensive through Farm Bureau Insurance but im 27 and have a clean driving record.

Backintoans13 · 04-20-2011, 07:58 PM

$49 a month for me, only liability though, don't really care for full coverage at the moment. Once it's not my dd anymore I'll take off the insurance when it's strictly a track car....oh and this is through AllState :-)

RB180sxChris · 04-20-2011, 09:20 PM

shopping as im typing this...

Lees_Garage · 04-20-2011, 10:02 PM

AAA
Liability coverage for:
Me (23, 7 yrs driving exp., married, and clean driving record)
My wife (23, 6 month driving exp., married, and clean record

Coverage on:

1996 Volvo 850 Turbo
1990 240sx

$970 a year

My wifes lack of driving exp is killing my rates right now. Waiting till we are 25 and she has 3yrs experience before I replace the Volvo.

bluuuurr · 04-20-2011, 10:07 PM

USAA. 39 dollars a month for a 96 240sx.

DataXUnknown · 04-21-2011, 01:48 AM

Holy shit how the hell is everyone paying so little???

I WAS paying about $110 a month with Mercury (on my parents policy back in the day), then I got my own policy and was paying about $98 a month (this is all for liability only btw).

Started getting tickets, got in an accident (not at fault) Mercury took 4 months to give me my check so I threw them out. License was suspended for too many points (many speeding tickets).

Currently, I have the SR22 filed (required), and only 2 or 3 tickets on my record. I'm paying $123 a month for liability only for my 1991 Toyota 4Runner. For awhile I was getting away with a non-owners policy at $56 a month. I am currently with Unitrin Specialty. State of CA

Rut Ro · 04-21-2011, 01:58 AM

25 year old male. 1990 hatch. Had a red license (restricted) at one time. Couple accidents. $75/ month liability only with Dairyland Auto.

[email protected] · 04-21-2011, 02:50 AM

adriannas insurance in east la. The only insurance company that would insure me and give me a low price. It's pretty much a piece of paper saying Hey Officer, I have insurance..... (insurance that won't do anything when I am in an accident) I limit my driving time due to that and just go to work and school.

I pay $49 dollars a month liability with an initial $150 dollar start-up fee for a s2000 with a maximum amount of points - 0 accidents
[coverage numbers are depressing]

Trust me, I know I am a retard. Things happen and at least I recognize it after the impounds and lost licenses.

hope this gives people that are in a similiar situation some light that they can actually drive, but at a serious risk against your wellbeing.

If I could take it back I would get a company similar to farmers and save all my receipts for parts and do whatever possible to bring down my monthly.

RB180sxChris · 10-05-2011, 10:23 PM

so i picked up my insurance $140 a month due to a speeding ticket...i didnt know that DMV points were different from Insurance points all in all i got the s14 on the road happy about that but then again i could of been paying less and start buying parts (^_^)but come june the rate will drop but overall happy=)

04-20-2011, 12:22 PM	#32
besTint Post Whore! Join Date: Mar 2008 Location: Stanton, CA Posts: 2,641 Trader Rating: (81) Rides Gallery: besTint Feedback Score: 81 reviews	hit up BEB on zilvia. she's has her own insurance agency. __________________ http://squarespokes.com/

04-20-2011, 01:26 PM	#36
redline racer510 Zilvia FREAK! Join Date: Dec 2007 Location: EARFF(earth for you idiots) Posts: 1,072 Trader Rating: (1) Feedback Score: 1 reviews	23,95 240, liability only,no accidents or tickets=36.90 month __________________ WARNING: User has a low tolerance for stupidity. Post at your own risk.

04-20-2011, 07:11 PM	#49
D.Adams Post Whore! Join Date: Feb 2007 Location: Lake Havasu City Arizona Age: 41 Posts: 2,587 Trader Rating: (9) Feedback Score: 9 reviews	I pay $37 a month for comprehensive through Farm Bureau Insurance but im 27 and have a clean driving record. __________________ “About the time we think we can make ends meet, somebody moves the ends.” ―Herbert Hoover The build http://zilvia.net/f/builds-builds-on...u-city-az.html Owner of NVS Fabrications

04-21-2011, 02:50 AM	#56
[email protected] Advertiser Join Date: Dec 2010 Location: Los Angeles, CA (91423) Age: 35 Posts: 478 Trader Rating: (87) Feedback Score: 87 reviews	adriannas insurance in east la. The only insurance company that would insure me and give me a low price. It's pretty much a piece of paper saying Hey Officer, I have insurance..... (insurance that won't do anything when I am in an accident) I limit my driving time due to that and just go to work and school. I pay $49 dollars a month liability with an initial $150 dollar start-up fee for a s2000 with a maximum amount of points - 0 accidents [coverage numbers are depressing] Trust me, I know I am a retard. Things happen and at least I recognize it after the impounds and lost licenses. hope this gives people that are in a similiar situation some light that they can actually drive, but at a serious risk against your wellbeing. If I could take it back I would get a company similar to farmers and save all my receipts for parts and do whatever possible to bring down my monthly. __________________ LIKE 9K Racing On Facebook for discount and product updates. http://www.facebook.com/9KRacing Contact 9K racing for any of your tuning or modifying needs.

04-20-2011, 12:12 PM	#31
stiizy Post Whore! Join Date: Mar 2008 Location: NYC Age: 43 Posts: 6,332 Trader Rating: (0) Feedback Score: 0 reviews	I'm an Insurance Broker hit me up if you need quotes for your home, auto, car, business or even benefits!! i do not SELL insurance

04-20-2011, 12:25 PM	#33
dmragecm Zilvia Addict Join Date: Nov 2005 Location: nawff jerrrsey Age: 38 Posts: 779 Trader Rating: (6) Feedback Score: 6 reviews	24 year old male on my own policy. Few accidents, couple moving violations. Paying $1800 every 6 months for full coverage on an S14

04-20-2011, 12:47 PM	#35
sr23det Zilvia Member Join Date: Jul 2009 Location: norcal Age: 41 Posts: 182 Trader Rating: (2) Feedback Score: 2 reviews	75 a month for 2 240sx's for liability and 125 for my 3/4 ton truck full coverage

04-20-2011, 01:36 PM	#37
zombiewolf513 BANNED Join Date: Mar 2011 Location: AZ Age: 37 Posts: 1,682 Trader Rating: (6) Rides Gallery: zombiewolf513 Feedback Score: 6 reviews	OP's looking for Pros and Cons for Insurance companies, not just prices.

04-20-2011, 03:38 PM	#42
cardoza Zilvia Member Join Date: Apr 2010 Location: OKC Age: 36 Posts: 276 Trader Rating: (2) Feedback Score: 2 reviews	On that note, I pay $76/month with SafeCo for $500,000 combined single limit and $5,000 medical payments coverage. Liability only. 22 year old male with nothing on my driving record currently but when I was 17 I had my license suspended which still gets back to my insurance companies until the end of this year I think.

04-20-2011, 03:43 PM	#43
camaro379ss Zilvia Junkie Join Date: Mar 2011 Location: Indianapolis, IN Posts: 363 Trader Rating: (4) Feedback Score: 4 reviews	I pay $40/month with state farm. no tickets/no accidents I am 24 and married Full Coverage $500 Deductible

04-20-2011, 07:58 PM	#50
Backintoans13 Zilvia Addict Join Date: Apr 2009 Location: Las Cruces, NM Age: 42 Posts: 620 Trader Rating: (16) Feedback Score: 16 reviews	$49 a month for me, only liability though, don't really care for full coverage at the moment. Once it's not my dd anymore I'll take off the insurance when it's strictly a track car....oh and this is through AllState :-)

04-20-2011, 09:20 PM	#51
RB180sxChris Zilvia Addict Join Date: Feb 2010 Location: NEW JERSEY Age: 37 Posts: 654 Trader Rating: (17) Feedback Score: 17 reviews	shopping as im typing this...

04-20-2011, 10:02 PM	#52
Lees_Garage Zilvia FREAK! Join Date: Feb 2007 Location: Southern CA Posts: 1,190 Trader Rating: (66) Feedback Score: 66 reviews	AAA Liability coverage for: Me (23, 7 yrs driving exp., married, and clean driving record) My wife (23, 6 month driving exp., married, and clean record Coverage on: 1996 Volvo 850 Turbo 1990 240sx $970 a year My wifes lack of driving exp is killing my rates right now. Waiting till we are 25 and she has 3yrs experience before I replace the Volvo.

04-20-2011, 10:07 PM	#53
bluuuurr Leaky Injector Join Date: Oct 2005 Location: Monterey/CA Age: 41 Posts: 107 Trader Rating: (0) Feedback Score: 0 reviews	USAA. 39 dollars a month for a 96 240sx.

04-21-2011, 01:48 AM	#54
DataXUnknown Post Whore! Join Date: Sep 2006 Location: Mission Viejo, CA Age: 35 Posts: 2,934 Trader Rating: (30) Rides Gallery: DataXUnknown Feedback Score: 30 reviews	Holy shit how the hell is everyone paying so little??? I WAS paying about $110 a month with Mercury (on my parents policy back in the day), then I got my own policy and was paying about $98 a month (this is all for liability only btw). Started getting tickets, got in an accident (not at fault) Mercury took 4 months to give me my check so I threw them out. License was suspended for too many points (many speeding tickets). Currently, I have the SR22 filed (required), and only 2 or 3 tickets on my record. I'm paying $123 a month for liability only for my 1991 Toyota 4Runner. For awhile I was getting away with a non-owners policy at $56 a month. I am currently with Unitrin Specialty. State of CA

04-21-2011, 01:58 AM	#55
Rut Ro Leaky Injector Join Date: Jun 2010 Location: Colorado Age: 40 Posts: 72 Trader Rating: (0) Feedback Score: 0 reviews	25 year old male. 1990 hatch. Had a red license (restricted) at one time. Couple accidents. $75/ month liability only with Dairyland Auto.

10-05-2011, 10:23 PM	#57
RB180sxChris Zilvia Addict Join Date: Feb 2010 Location: NEW JERSEY Age: 37 Posts: 654 Trader Rating: (17) Feedback Score: 17 reviews	so i picked up my insurance $140 a month due to a speeding ticket...i didnt know that DMV points were different from Insurance points all in all i got the s14 on the road happy about that but then again i could of been paying less and start buying parts (^_^)but come june the rate will drop but overall happy=)