Accident

[Future240]

Insurance adjuster here.

You are at fault, you are excluded so effectively you are uninsured. If dude has insurance his insurance will fix his bike then come after you for the money. They may or may not sue you to collect depending on state law.

[brndck]

Originally Posted by EveryQuarterMile

To be honest with you, the accident will probably be declared your fault. Unless they can find some proof that the biker was really speeding pretty badly. Technically, you were supposed to yield, and regardless of how plausible that way it probably won't matter.

Also, a lot of times things don't work with the police handing out traffic tickets anymore. If there is room for debate then the insurance companies usually dish it out... but, without insurance, I don't know what t tell you.

Hope all goes well and I'm sorry about your car At least no one was hurt.

wrong. if you were driving without insurance, you are 100% at fault, regardless of what caused the accident.

Originally Posted by J3123MY

Did you have a green arrow? If not, completely your fault. You failed to see and yield for the motorcycle which had the right of way going straight. Dumb ass biker to just crash into you though... that shit hurts. And if he was running the light, you would have been running the light too, as you were both in the intersection at the same time.

wrong. if you were driving without insurance, you are 100% at fault, regardless of what caused the accident.

Originally Posted by Future240

Insurance adjuster here.

You are at fault, you are excluded so effectively you are uninsured. If dude has insurance his insurance will fix his bike then come after you for the money. They may or may not sue you to collect depending on state law.

RIGHT.

[EveryQuarterMile]

Originally Posted by brndck

wrong. if you were driving without insurance, you are 100% at fault, regardless of what caused the accident.

wrong. if you were driving without insurance, you are 100% at fault, regardless of what caused the accident.

RIGHT.

This is entirely incorrect.

If you are driving without insurance it does not make you at fault just because you didn't have insurance. You may not be able to get compensation for anything other than medical bills, and you will face consequences for not having insurance, but that doesn't mean you are at fault for the accident. Laws differ from state to state, but no state automatically declares an uninsured driver at fault for any accident.

Please do your research next time before you post something like this. It simply isn't true.

[brndck]

Originally Posted by EveryQuarterMile

This is entirely incorrect.

If you are driving without insurance it does not make you at fault just because you didn't have insurance. You may not be able to get compensation for anything other than medical bills, and you will face consequences for not having insurance, but that doesn't mean you are at fault for the accident. Laws differ from state to state, but no state automatically declares an uninsured driver at fault for any accident.

Please do your research next time before you post something like this. It simply isn't true.

I've been told otherwise by police, dmv, and insurance adjusters.

[Future240]

Originally Posted by brndck

I've been told otherwise by police, dmv, and insurance adjusters.

It depends on state law.