Insurance

[SeeMinhTheDemon]

I am planning on buying a 91-93 240sx this summer, but my parents won't agree to it because they say insurance wil be too high. I have saved up 4500 working last summer for buying this car, and im gettin my license this summer. Iv'e been wanting a 240sx since I saw one at the nissan dealership in '97, then i researched 240's and found that i really like the style of the old FB/HB's

I wanted to get a 95+ but don't have enough money. So im getting an older ( 91-93 ) HB/FB.

I was thinking since its an old car, and that its a 4 banger insurance wouldn't be TOO much. But then its a coupe and im 16 yrs old.

What are your insurance rates? How old are you? What insurance company are you using?

thanks

[guidot]

It would help to know your demographics.  I live in MA, fullcoverage on a 96, 7 years at the wheel with one ticket against me and my rate is $1200/year.

[speedemon]

i drive a 96' 5 speed and is 18 years old. my cost for insurence is 2 thousand a year one-way. My insurence is AAA.

[SeeMinhTheDemon]

O, sorry, BTW I'm in So Cal.

I am also thinking about getting just liability.

[Disturbed240]

I'm only 19 and my rates are $1800 a year (full coverage) and my brother that is 17 with another car is on the same policy so I end up paying $1080 a year, which is a deal I think.

[srJOEYdet]

I still have to pick up my car in colorado (im in oregon) And than I will put my insurance on my mother's policy. But I got a quote from allstate. if I was to do my own policy with full coverage it would be 4 grand year!!!!! I have good student discount, and driving school discount, and no accidents. But i am 16. I bet It will be like 2800 a year through my moms insurance once I get those discounts on there. After all, I am paying only 800 a year for liability on my jeep right now. And we already have 3 other drivers on that policy.

Joey

[uuninja]

I pay 160 a month through Progressive. That includes both of my cars. I live in northern VA and have an average to poor driving record.

[Jarret]

My '92 s13 se cost $35 CAD a month without collision/comprehensive/theft.
My '94  CVT is costing me $57 CAD a month with PLPD/theft.

this site is canadian;
http://www.vicc.com/English/MeasureUp.htm
(copy & paste to your browser)



But I'm sure the NHTSA has the same for the US.

[silvia240]

i am 22 and i live in san diego and i pay 890 full coverage for the whole year.

[HaLo]

I'm in Montreal and I'm 23 years-old.

I'm paying 987$CAD from a complete 2 way with theft/fire/vandalism coverage.

[Da808aZnRaVr]

jus went to transfer my insurance from oregon to hawaii...im 19 turnin 20 this year...in oregon i was payin $1400 or so every 6 months for medium coverage...back here i am now payin $88 bucks a month or about $525 every 6 months for full coverage

[TheTimanator]

well, I am 19.  I live in Orlando, FL.  I have a total of 11 points on my lisence and two totalled cars.  I am expecting to pay around $2500 a year with Allstate with just the minimum insurance required by law.  Oh, plus I have a second car that I drive right now, which will make my total car insruance bill almost $4000 a year!

[Krunko]

I am 21, have one very small accident on record. (Not at fault though)  I have full coverage with progress ive at about $160 a month..and I live in Tulsa, OK which is a pretty low insurance area.

[Tyler Durdan]

I pay just under $2900/year, which is about $241 a month.  This is with a good student discount, defensive driving, and a clean record (no accidents or tickets).  I am 19 going on 20 pretty soon.  My insurance is through state farm, and includes full coverage on a 97 240sx se - 5spd.

[Night_Plague]

**Keep in mind these are Canadian figures. To change into US just divide by roughly 1.65**

I'm 19 years old and drive a 91 Nissan 240SX SE. Originally I was quoted a price of 3,000 a year. Later I had my dad phone up and talk to them. Keep in mind this is what they told me! They would put my father as the primary driver on their car and my mother as primary driver on my car. I would be put as seconday driver on both cars. This is what they told me! So instead of 3,000 a year, it's only going to cost 1,000. Which is like 88 bucks a month or something...dick all. This is with Certas. Sure the registeration and ownership of car is not seen as mine anymore but hell I'd rather save that 2,000 a year and spend it on other things. Try phoning up your parents insurance company and working out the same deal <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/smile.gif" border="0" valign="absmiddle" alt=''>

**EDIT** oh and I forgot to mention this is 100% full coverage.

[rampid360]

I drive (edit: drove &nbsp;<img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/sad.gif" border="0" valign="absmiddle" alt=''> &nbsp; ) a 95 se &nbsp; &nbsp; &nbsp;18 in florida with 1 big ticket... &nbsp; 250/month &nbsp; &nbsp;Thats on my own policy with full coverage.

Advice: Get on your parents policy and DONT SPEED.

[twofortysx]

98 SE 5spd, Sacramento, CA. &nbsp;One ticket. &nbsp;$2400/yr. &nbsp;Keep in mind that becuase your address contains the state of California, you will molested on your rates. &nbsp;When my ticket goes away in a couple of months, my rates should drop by approx. $35 ever six months. &nbsp;Yay. &nbsp;<img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/eh.gif" border="0" valign="absmiddle" alt=':eh:'>

[Yosho]

A lot really depends on where you live and what the quality of the company is that you're going with. &nbsp;A lot of insurance agencies will drop you after you have a major claim... this can make it difficult to get new insurance at reasonable price.

[Broadwayblues]

I am 25, Louisiana, Insurance is through USAA, (Military only) I pay $500 for my coupe, liability,only towing and rental blah blah. I was told by my insurance that the coupe is a 'family car' and the fast back is a 'sports car'. So there you go, if you are worried about insurance, get a coupe!!!!

[Bbandit]

</span><table border="0" align="center" width="95%" cellpadding="3" cellspacing="1"><tr><td>Quote (Broadwayblues @ June 19 2002,07:37)</td></tr><tr><td id="QUOTE">I am 25, Louisiana, Insurance is through USAA, (Military only) I pay $500 for my coupe, liability,only towing and rental blah blah. I was told by my insurance that the coupe is a 'family car' and the fast back is a 'sports car'. So there you go, if you are worried about insurance, get a coupe!!!!</td></tr></table><span id='postcolor'>
nice car dude... where did you get that seat covers? im looking for one coz my seat got holes on em...

[West]

Eat this...

89 240SX

Liability Only

Progressive Insurance

$190 a month

Yea its fucked up.

[HippoSleek]

dayum Mark - what'd you do - hit and total a police car and a Ferrari F40 in one day or something?

Me - 28, M, 1 ticket three yrs ago., inside the D.C. beltway, drive >10,000 mi/yr, BIG policy w/ all add ons = $1248/yr. GEICO.

[Annoying Eric]

When i called to get a insurance quote they told me 5,000 for 6 months, and all i wanted was liability....so i said fuck hat and put it under my sisters...............lol.....hahaha

oh yeah and im from NY and im 17 lol

[West]

Well according to the DMV I have 1 careless driving ticket, and 2 defective vehicle tickets and one insurance claim.

All my tickets came when I owned my 93 z32 Cherry Pearl Red with chrome wheels when I was 18. Wish I never made enough money to afford that car, im sure paying for it now.

Like NWA said...

Fuck the Police. Fuck, Fuck, Fuck the Police. &nbsp;

<img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/crazy.gif" border="0" valign="absmiddle" alt=':crazy:'>

[pornallstar]

</span><table border="0" align="center" width="95%" cellpadding="3" cellspacing="1"><tr><td>Quote (WeST @ June 19 2002,5:37)</td></tr><tr><td id="QUOTE">Well according to the DMV I have 1 careless driving ticket, and 2 defective vehicle tickets and one insurance claim.

All my tickets came when I owned my 93 z32 Cherry Pearl Red with chrome wheels when I was 18. Wish I never made enough money to afford that car, im sure paying for it now.

Like NWA said...

Fuck the Police. Fuck, Fuck, Fuck the Police.

<img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/crazy.gif" border="0" valign="absmiddle" alt=':crazy:'></td></tr></table><span id='postcolor'>
Before I got rid of my 1990 Z32 TT My insurance was $210 a month for lyablity and on my Driving record i had 1 speeding ticket 5-10 over, 1 defective vehicle, and 2 failure to obey a traffic control device AKA rolling through a stop sign. This was all in Southern Colorado. By the way I was 19. And yes i made the same problem you did. Got the car just couldnt afford it. I paid $9,500 cash for my car but it just went down hill about 2 months after i bought it(Turbos went out, Timing belt broke, Bent 2 valves). Lets just say it was not a sound investment. <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/crazy.gif" border="0" valign="absmiddle" alt=':crazy:'> &nbsp;<img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/crazy.gif" border="0" valign="absmiddle" alt=':crazy:'> &nbsp;<img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/crazy.gif" border="0" valign="absmiddle" alt=':crazy:'>

[240sxtreme]

I'm 25.

84 bucks a month, full coverage with 500 deductables.

(portland, OR)

[ijon03]

I'm &nbsp;27 got 1 speeding tiket 3 years ago I pay $ 101 per month that is fullcover, $100 deductable with STATEFARM
Im in TN and its for 97 coupe

[jdkruger4]

I'm 18 and on my parents USAA coverage but im not sure exactly what i pay cause my parents just ask for $200 every 6 mos but I'm pretty sure that mine is about $530 a year for comprehensive with a $500 deductable. USAA is great, they give free tows and roadside assistance too. It's like having AAA for free!

BTW: No one in my family has had a single wreck or ticket in over 20 years. And i live in NC

[nrcooled]

$75 bucks a month baby. &nbsp;And that is considered high risk. &nbsp;Its called Omni Insurance (a division of the Hartford) Check 'em out