NJ insurance - Zilvia.net Forums | Nissan 240SX (Silvia) and Z (Fairlady) Car Forum

Dunkee · 03-18-2002, 08:40 AM

Hey people, I was just curious...'cause I'm from Jersey and I just bought a used 96 240sx. I love it; It's exactly what I wanted...but then I go to insure it and start shopping around...$4600, $4800, $4850...what the hell, this isn't a fucking luxury car! I have to admit though, I have 6 points so that's my bad...but still...$5000! This will be the end of me...

toddnappi · 03-18-2002, 01:30 PM

Yah its bad... I'm gonna be 17 next month and luckily my parents are putting me under their insurance and are offering to pay 50% (or so rumor has it) for full coverage... I think the estimate was somewhere in the $2500-$3000 range for my 94.

jmharr · 03-18-2002, 03:08 PM

I'm 21, live in KC and it's $1600/year for me at full coverage.  Only one minor wreck (fender bender) and no tickets though.  Oh, and I drive a '92.

SimpleS14 · 03-18-2002, 04:49 PM

Danm, sorry about that, those insurance rates are kinda steep.  <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/crazy.gif" border="0" valign="absmiddle" alt=':crazy:'>

I'm 18, male, new driver (Aug '01), and my car is a 95 SE with a insurance rate of $1300 for 6 months (full coverage).

I thought I had it bad  <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/huh.gif" border="0" valign="absmiddle" alt=':huh:'> my car was only $3700 when I got it. <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/satisfied.gif" border="0" valign="absmiddle" alt=':satisfied:'>

gh6o6 · 03-18-2002, 08:37 PM

i pay 900 every 6 months under my parents in nj

Dunkee · 03-19-2002, 07:09 AM

You guys are lucky...I wish I could put my car under some one else's name but no one wants to take the risk. I'm fucked...straight raped w/ no lubrication by the damned to hell insurance companies. I'll give all of you some advice...don't move to Jersey...

hookedup240 · 03-19-2002, 01:01 PM

I'm under my parents i pay 100 bucks a month for uh... 8 months so like 800 a year

Cormegas13 · 03-19-2002, 03:47 PM

I live on long island and pay 3500 a year basic liability for my 1990 shitbox. I hope this makes you feel a little better. The next best quote was 4 g's. Car insurance is just a big scam to get the rich richer. Grrr dont get me started. <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/mad.gif" border="0" valign="absmiddle" alt=':angry:'>

XylathaneGTR · 03-19-2002, 04:56 PM

Yeah, Insurance is damn high for anyone under 25...
For a car that costs 100a month canadian (ie Used 89 Civic Hatchback.) ur looking at around 450 a month insurance, canadian.
lol, on a car like that?

5000 sounds like a lot...but the 6 demerits might be why...
what were they from?

Tuck&Poke · 03-19-2002, 06:38 PM

i pay 100 a month <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/tounge.gif" border="0" valign="absmiddle" alt='

'>

BEISSEN · 03-19-2002, 06:40 PM

I pay like 170 a month or my mom does for me on my 97,everything is in her name and that is to keep cost down.I have a six point violation coming soon so i dont know how high i will go but my friend only went up 200.00 every six months so that is like 35.00 rounded off every month extra.i am only 19 and a new driver since like last year in may almost a year.I also took that defensive driveing class and he has not i also have full coverage.

sil80 · 03-19-2002, 06:44 PM

Man you guys need to invest in a good lawyer... Im 22 and like way to many tickets in my past. I only have 2 points on my record cause I forgot about a ticket once and it was to late to get a lawyer.. whoops.....

Dunkee · 03-20-2002, 07:11 AM

</span><table border="0" align="center" width="95%" cellpadding="3" cellspacing="1"><tr><td>Quote (XylathaneGTR @ Mar. 19 2002,5:56)</td></tr><tr><td id="QUOTE">Yeah, Insurance is damn high for anyone under 25...
For a car that costs 100a month canadian (ie Used 89 Civic Hatchback.) ur looking at around 450 a month insurance, canadian.
lol, on a car like that?

5000 sounds like a lot...but the 6 demerits might be why...
what were they from?</td></tr></table><span id='postcolor'>
I got one ticket for speeding another for careless driving. Very stupid of me...but you learn from your mistakes

JeffNJ · 03-21-2002, 08:44 AM

I was supposed to be paying $5k/yr for my 240.  I, uh, didn't.  But if I had insurance (in NJ), yup, that's what it would've cost me too.

03-18-2002, 08:40 AM	#1
Dunkee Zilvia Addict Join Date: Mar 2002 Location: NJ Age: 46 Posts: 848 Trader Rating: (1) Feedback Score: 1 reviews	Hey people, I was just curious...'cause I'm from Jersey and I just bought a used 96 240sx. I love it; It's exactly what I wanted...but then I go to insure it and start shopping around...$4600, $4800, $4850...what the hell, this isn't a fucking luxury car! I have to admit though, I have 6 points so that's my bad...but still...$5000! This will be the end of me... __________________ 96 SE http://www.cardomain.com/ride/255381

03-18-2002, 04:49 PM	#4
SimpleS14 Post Whore! Join Date: Feb 2002 Location: Philly Age: 42 Posts: 9,185 Trader Rating: (0) Rides Gallery: SimpleS14 Feedback Score: 0 reviews	Danm, sorry about that, those insurance rates are kinda steep.  <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/crazy.gif" border="0" valign="absmiddle" alt=':crazy:'> I'm 18, male, new driver (Aug '01), and my car is a 95 SE with a insurance rate of $1300 for 6 months (full coverage). I thought I had it bad  <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/huh.gif" border="0" valign="absmiddle" alt=':huh:'> my car was only $3700 when I got it. <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/satisfied.gif" border="0" valign="absmiddle" alt=':satisfied:'> __________________ *Goals are dreams with a deadline.* L.H.O.O.Q.

03-19-2002, 07:09 AM	#6
Dunkee Zilvia Addict Join Date: Mar 2002 Location: NJ Age: 46 Posts: 848 Trader Rating: (1) Feedback Score: 1 reviews	You guys are lucky...I wish I could put my car under some one else's name but no one wants to take the risk. I'm fucked...straight raped w/ no lubrication by the damned to hell insurance companies. I'll give all of you some advice...don't move to Jersey... __________________ 96 SE http://www.cardomain.com/ride/255381

03-19-2002, 01:01 PM	#7
hookedup240 Zilvia FREAK! Join Date: Dec 2001 Location: NJ Age: 41 Posts: 1,149 Trader Rating: (0) Feedback Score: 0 reviews	I'm under my parents i pay 100 bucks a month for uh... 8 months so like 800 a year __________________ 1991 240sx se 5spd - sold 2003.5 Mazdaspeed Protege

03-19-2002, 03:47 PM	#8
Cormegas13 Leaky Injector Join Date: Feb 2002 Posts: 84 Trader Rating: (0) Feedback Score: 0 reviews	I live on long island and pay 3500 a year basic liability for my 1990 shitbox. I hope this makes you feel a little better. The next best quote was 4 g's. Car insurance is just a big scam to get the rich richer. Grrr dont get me started. <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/mad.gif" border="0" valign="absmiddle" alt=':angry:'> __________________ Signature?

03-18-2002, 01:30 PM	#2
toddnappi Zilvia Junkie Join Date: Feb 2002 Location: NJ Age: 40 Posts: 439 Trader Rating: (0) Feedback Score: 0 reviews	Yah its bad... I'm gonna be 17 next month and luckily my parents are putting me under their insurance and are offering to pay 50% (or so rumor has it) for full coverage... I think the estimate was somewhere in the $2500-$3000 range for my 94.

03-18-2002, 03:08 PM	#3
jmharr Join Date: Feb 2002 Posts: 39 Trader Rating: (0) Feedback Score: 0 reviews	I'm 21, live in KC and it's $1600/year for me at full coverage.  Only one minor wreck (fender bender) and no tickets though.  Oh, and I drive a '92.

03-18-2002, 08:37 PM	#5
gh6o6 Zilvia Junkie Join Date: Oct 2001 Location: Dirty Jersey Posts: 550 Trader Rating: (0) Feedback Score: 0 reviews	i pay 900 every 6 months under my parents in nj

03-19-2002, 04:56 PM	#9
XylathaneGTR Zilvia Junkie Join Date: Mar 2002 Posts: 362 Trader Rating: (0) Feedback Score: 0 reviews	Yeah, Insurance is damn high for anyone under 25... For a car that costs 100a month canadian (ie Used 89 Civic Hatchback.) ur looking at around 450 a month insurance, canadian. lol, on a car like that? 5000 sounds like a lot...but the 6 demerits might be why... what were they from? __________________ Ima newbie...! yay! Hopefully getting s14 with s15 sr20...

03-19-2002, 06:38 PM	#10
Tuck&Poke Zilvia FREAK! Join Date: Aug 2001 Location: MIA Age: 38 Posts: 1,046 Trader Rating: (0) Feedback Score: 0 reviews	i pay 100 a month <img src="http://www.zilvia.net/f/iB_html/non-cgi/emoticons/tounge.gif" border="0" valign="absmiddle" alt=''>

03-19-2002, 06:40 PM	#11
BEISSEN Zilvia FREAK! Join Date: Nov 2001 Location: Woodbridge,VA Age: 42 Posts: 1,028 Trader Rating: (0) Feedback Score: 0 reviews	I pay like 170 a month or my mom does for me on my 97,everything is in her name and that is to keep cost down.I have a six point violation coming soon so i dont know how high i will go but my friend only went up 200.00 every six months so that is like 35.00 rounded off every month extra.i am only 19 and a new driver since like last year in may almost a year.I also took that defensive driveing class and he has not i also have full coverage.

03-19-2002, 06:44 PM	#12
sil80 Zilvia Addict Join Date: Feb 2002 Posts: 660 Trader Rating: (0) Feedback Score: 0 reviews	Man you guys need to invest in a good lawyer... Im 22 and like way to many tickets in my past. I only have 2 points on my record cause I forgot about a ticket once and it was to late to get a lawyer.. whoops..... __________________ Five degrees of separation - from you and your license 91 240sx SE

03-20-2002, 07:11 AM	#13
Dunkee Zilvia Addict Join Date: Mar 2002 Location: NJ Age: 46 Posts: 848 Trader Rating: (1) Feedback Score: 1 reviews	</span><table border="0" align="center" width="95%" cellpadding="3" cellspacing="1"><tr><td>Quote (XylathaneGTR @ Mar. 19 2002,5:56)</td></tr><tr><td id="QUOTE">Yeah, Insurance is damn high for anyone under 25... For a car that costs 100a month canadian (ie Used 89 Civic Hatchback.) ur looking at around 450 a month insurance, canadian. lol, on a car like that? 5000 sounds like a lot...but the 6 demerits might be why... what were they from?</td></tr></table><span id='postcolor'> I got one ticket for speeding another for careless driving. Very stupid of me...but you learn from your mistakes __________________ 96 SE http://www.cardomain.com/ride/255381

03-21-2002, 08:44 AM	#14
JeffNJ Zilvia Junkie Join Date: Aug 2001 Posts: 550 Trader Rating: (0) Feedback Score: 0 reviews	I was supposed to be paying $5k/yr for my 240.  I, uh, didn't.  But if I had insurance (in NJ), yup, that's what it would've cost me too. __________________ Jeff Jamieson "Hey, it's not MY fault the Varietta isn't available yet!"